82 Irving St, Lockport, NY 14094 Property Records

Niagara County and Lockport City property record for 82 Irving St, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,536 sqft · built 1900
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Nov 2003)
Tax Bill	$4,993 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4-3246.000`

Property Details

APN / Parcel Number

Primary APN	`4-3246.000`
Alternative APNs	`09001090420001003000` `290900 109.42-1-3`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,536 sqft Living Area
1st Floor Area	768 sqft
2nd Floor Area	768 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	134 ft deep x 73 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	398 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4-3246.000
Street Address	82 IRVING ST
City	LOCKPORT
State	NY
Zip	14094-2540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	IRREGULAR LOT
Legal Subdivision	HOLLAND PURCHASE
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	NIAGARA NY
Township / Civil Division	LOCKPORT
Census Block Group	3
Census Block	3006
Census Tract	23800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lowertown Historic District listed 1973 · 111 contributing resources · NRIS 73001225

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

82 Irving St is owned and occupied by an individual who acquired it in August 2021.

Source: Niagara County and Lockport City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	82 IRVING ST, LOCKPORT, NY 14094-2540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
May 31, 2022	Deed of Trust, Mortgage · FHA Mortgage KEY BANK NA
Sep 3, 2021	Intrafamily Transfer, Transfer
Jan 30, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2003 · Amount on File
Deed Sale	Nov 12, 2003 · Amount on File
Prior Sale	Jan 22, 2002 · Amount on File
Deed Book / Page	3257 / 635
Last Transfer Date	Aug 25, 2021
Transfer Doc	0000008515
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	82 IRVING ST, LOCKPORT, NY 14094-2540
Transaction Type	Mortgage
Record Updated	Jan 12, 2024
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 IRVING ST, LOCKPORT, NY 14094-2540

Mortgage

Document Number	0000000079
Date	Jan 2, 2024
Instrument	2024-00079

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	82 IRVING ST, LOCKPORT, NY 14094-2540
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 IRVING ST, LOCKPORT, NY 14094-2540

Mortgage

Document Number	0000000284
Date	May 31, 2022
Instrument	2022-10284

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NIAGARA NY
Recording Date	Sep 3, 2021
Property Address	82 IRVING ST, LOCKPORT, NY 14094-2540
Document Number	0000008515
Instrument Date	Aug 25, 2021
Instrument	2021-18515
Transaction Type	Transfer
Record Updated	Sep 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 IRVING ST, LOCKPORT, NY 14094-2540

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	82 IRVING ST, LOCKPORT, NY 14094-2540
Document Number	0000005269
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 IRVING ST LOCKPORT NY 140942540, LOCKPORT, NY 14094-2540

Mortgage

Document Number	0000005269
Date	Mar 30, 2020
Instrument	5269

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 82 Irving St was $4,993 with a homeowner's exemption, up 14% from the year before.

Source: Niagara County and Lockport City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
Municipality	Lockport City
Unified School District	Lockport City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,993.00 (+13.97%) Homeowner's exemption
2025	$4,381.00	$188,000 Land $8,100 Building $179,900	$188,000 Land $8,100 Building $179,900
2023		$175,000 Land $8,100 Building $166,900	$175,000 Land $8,100 Building $166,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 82 Irving St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 82 Irving St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564
Water Source	Surface water
Last State Inspection	May 2024
Lead	10 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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