Kane County property record for 82 Gray St, Saint Charles, IL 60174
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.235 acres (10,237 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Jun 2026) |
| Tax Bill | $3,684 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Dec 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-386-011 |
| Primary APN | 09-34-386-011 |
|---|
| Units | 94 Units |
|---|
| Lot Area | 10,237 sqft (0.235 acres) |
|---|
| Street Address | 82 GRAY ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-4100 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | FALCONS MARK LOT 4 |
| Legal Subdivision | FALCONS MARK |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 852201 |
82 Gray St, vacant land, is owned by an individual who bought it in June 2026.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5417 BASHAM LN, MCKINNEY, TX 75070-1309 |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2026 | Warranty Deed, Transfer CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PARTNERS |
| Dec 10, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Jul 23, 2018 | Quit Claim Deed, Transfer · Line of Credit FIRST ST BK |
| Mar 20, 2018 | Warranty Deed, Transfer PREMIER TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2026 · Amount on File |
| Deed Sale | Jun 22, 2026 · Amount on File |
| Prior Sale | Mar 20, 2018 · Amount on File |
| Deed Document Number | 202625691 |
| Prior Transfer Date | Mar 1, 2004 |
| Prior Transfer Doc | 0000050089 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 22, 2026 |
| Property Address | 82 GRAY ST, SAINT CHARLES, IL 60174-4100 |
| Document Number | 0000025691 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202625691 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PARTNERS |
| Amount | Amount on Record |
|---|---|
| Tax | $40,147.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5417 BASHAM LN, MCKINNEY, TX 75070-1309 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 82 GRAY ST, ST CHARLES, IL 60174-4100 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000059766 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 2019K059766 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Nov 22, 2024 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 23, 2018 |
| Property Address | 82 GRAY ST, ST CHARLES, IL 60174-4100 |
| Document Number | 0000035149 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 35149 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 80 GRAY ST ST CHARLES IL 601744100, ST CHARLES, IL 60174-4100 |
| Document Number | 35150 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | 35150 |
| Name | FIRST ST BK |
|---|---|
| Type | Bank |
| Address | ST CHARLES, IL 60174-2134 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 216 Months |
| Due | Jul 22, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 20, 2018 |
| Property Address | 82 GRAY ST, ST CHARLES, IL 60174-4100 |
| Document Number | 0000012672 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 12672 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2018 |
| Title Company | PREMIER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $292.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 275 S HARRISON ST GENEVA IL 601342860, GENEVA, IL 60134-2860 |
The 2025 property tax bill for 82 Gray St was $3,684, up 2.5% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,684.00 (+2.53%) | $52,540 (+8.53%) Land $52,540 | $157,683 (+8.53%) Land $157,683 |
| 2024 | $3,593.00 | $48,411 Land $48,411 | $145,291 Land $145,291 |
| 2022 | $3,872.00 (+3.86%) | $47,960 (+4.91%) Land $47,960 | $143,880 (+4.91%) Land $143,880 |
| 2021 | $3,728.00 | $45,715 Land $45,715 | $137,145 Land $137,145 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 82 Gray St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 82 Gray St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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