82 Ginn Ln, Frankfort, ME 04438 Property Records

Waldo County and Frankfort Town property record for 82 Ginn Ln, Frankfort, ME 04438

Property Summary

Property Type	Single Family Home
Lot Size	2.69 acres (117,176 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,119 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit May 2024 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`FRAT M:003 L:036-7`

Property Details

APN / Parcel Number

Primary APN	`FRAT M:003 L:036-7`
Alternative APN	`1065`

Exterior

Lot Area	117,176 sqft (2.69 acres)

Location & Zoning

Account Number	1065
Street Address	82 GINN LN
City	FRANKFORT
State	ME
Zip	04438-3433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	36-7
Jurisdiction	FRANKFORT ME
Township / Civil Division	FRANKFORT
Census Block Group	1
Census Block	1027
Census Tract	42000

Owner

82 Ginn Ln is owned and occupied by two individuals who acquired it in October 2025.

Source: Waldo County and Frankfort Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	82 GINN LN, FRANKFORT, ME 04438-3433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
May 24, 2024	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Sep 30, 2024	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Feb 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANGOR SAVINGS BANK
Oct 10, 2025	Warranty Deed, Transfer
Jun 6, 2024	Quit Claim Deed, Transfer Quitclaim
May 12, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2025
Deed Sale	Oct 10, 2025
Prior Sale	May 12, 2022 · Amount on File
Deed Book / Page	5158 / 109
Prior Transfer Date	Jun 6, 2024
Prior Transfer Doc	005003/259
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKFORT ME
Property Address	82 GINN LN, FRANKFORT, ME 04438-3433
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005154/168
Date	Sep 30, 2025
Book Page	5154/168
Instrument	2025-8560

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKFORT ME
Property Address	82 GINN LN, FRANKFORT, ME 04438-3433
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004999/56
Date	May 24, 2024
Book Page	4999/56
Instrument	2024-3358

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKFORT ME
Property Address	82 GINN LN, FRANKFORT, ME 04438-3433
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005041/264
Date	Sep 30, 2024
Book Page	5041/264
Instrument	2024-7940

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKFORT ME
Property Address	82 GINN LN, FRANKFORT, ME 04438-3433
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005195/163
Date	Feb 4, 2026
Book Page	5195/163
Instrument	2026-798

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKFORT ME
Recording Date	Oct 10, 2025
Property Address	82 GINN LN, FRANKFORT, ME 04438-3433
Document Number	005158/109
Book / Page	5158 / 109
Instrument Date	Oct 9, 2025
Instrument	2025-8895
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	82 GINN LN, FRANKFORT, ME 04438-3433

June 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKFORT ME
Recording Date	Jun 6, 2024
Property Address	82 GINN LN, FRANKFORT, ME 04438-3433
Document Number	005003/259
Book / Page	5003 / 259
Instrument Date	Jun 6, 2024
Instrument	2024-3734
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	82 GINN LN, FRANKFORT, ME 04438-3433

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKFORT ME
Recording Date	May 12, 2022
Property Address	82 GINN LN, FRANKFORT, ME 04438-3433
Document Number	004797/175
Book / Page	4797 / 175
Instrument Date	May 4, 2022
Instrument	2022-3908
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	125 LOGGIN RD, FRANKFORT, ME 04438-3107

Tax Assessment & Valuation

The 2025 property tax bill for 82 Ginn Ln was $2,119, up 141.1% from the year before.

Source: Waldo County and Frankfort Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Frankfort Town
Unified School District	Regional School Unit 22 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,119.00 (+141.07%)	$145,641 (+121.93%) Land $35,625 Building $110,016
2024	$879.00 (+9.33%)	$65,624 (-) Land $35,625 Building $29,999
2023	$804.00 (+179.17%)	$65,624 (+225.14%) Land $35,625 Building $29,999
2022	$288.00	$20,183 Land $12,510 Building $7,673

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 82 Ginn Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1983–2012)
Most Recent Claim	Dec 2012 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 82 Ginn Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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