82 Ems D18C Ln, Syracuse, IN 46567 Property Records

Kosciusko County property record for 82 Ems D18C Ln, Syracuse, IN 46567

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,354 sqft · built 2006
Lot Size	0.101 acres (4,418 sqft)
Owner	Individual Name on File
Tax Bill	$2,708 (2025)
Deeds & Mortgages	May 2013 Mortgage Dec 2006 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027-701003-70`

Property Details

APN / Parcel Number

Primary APN	`027-701003-70`
Alternative APNs	`43-03-25-200-555.000-027` `00000045466` `2770100370`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,354 sqft Living Area
1st Floor Area	1,354 sqft
Basement Area	839 sqft
Finished Basement	839 sqft
Family Room	Family Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Asphalt
Lot Area	4,418 sqft (0.101 acres)
Lot Dimensions	94 ft deep x 47 ft wide
Terrain	Rolling
Shed	1 Shed
Shed Area	70 sqft

Utilities, Heating & Cooling

Heating System	Solar

Location & Zoning

Account Number	00000045466
Street Address	82 EMS D18C LN
City	SYRACUSE
State	IN
Zip	46567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Description	27-100-9 LOT 22 DEFREES LANDING
Legal Range	6
Legal Township	34
Legal Section	25
Legal Subdivision	DEFREES LANDING
Legal Lot Number	22
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	VAN BUREN
Census Block Group	1
Census Block	1017
Census Tract	961300

Owner

Source: Kosciusko County records · APN 027-701003-70

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	336 E STATE ST, ALBANY, IN 47320-1237
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2013	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL BANK FSB
Dec 29, 2006	Deed of Trust, Mortgage · ARM FIRST MERCHANTS BANK NA
Sep 21, 2009	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	82 EMS D18C LN, SYRACUSE, IN 46567
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013051177
Date	May 24, 2013
Instrument	2013051177

Lender

Name	MUTUAL BANK FSB
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2033

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	82 EMS D18C LN, SYRACUSE, IN 46567
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200600017620
Date	Dec 29, 2006
Instrument	200600017620

Lender

Name	FIRST MERCHANTS BANK NA
Address	MUNCIE, IN 47305

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2037

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jan 01, 2012
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	82 EMS D18C LN, SYRACUSE, IN 46567
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009090841
Date	Sep 21, 2009
Instrument	2009090841

Lender

Name	FIRST MERCHANTS BANK NA
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2029

Tax Assessment & Valuation

Source: Kosciusko County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Van Buren Township
Unified School District	Wawasee Community School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,708.00 (-0.84%)	$346,500 (+12.1%) Land $117,900 Building $228,600	$346,500 (+12.1%) Land $117,900 Building $228,600
2024	$2,731.00 (+5.93%)
2023	$2,578.00 (+12.18%)	$309,100 Land $105,000 Building $204,100	$309,100 Land $105,000 Building $204,100
2022	$2,298.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kosciusko County (18085C), as of September 29, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Kosciusko Rural Electric Membership Cooperative Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50

May also be available: Brightspeed.

Based on FCC filings for 15 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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