82 Elm St, Geneva, OH 44041 Property Records

Ashtabula County property record for 82 Elm St, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,508 sqft · built 1930
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jun 2023)
Tax Bill	$3,406 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-021-00-016-00`

Property Details

APN / Parcel Number

Primary APN	`20-021-00-016-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,508 sqft Living Area
Gross Area	1,666 sqft
1st Floor Area	672 sqft
Basement Area	110 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1950
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	212 ft deep x 57 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	176 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	82 ELM ST
City	GENEVA
State	OH
Zip	44041-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 & 108 ELMWOOD SUB
Legal Subdivision	ELMWOOD SUB
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2005
Census Tract	900

Owner

82 Elm St is owned by an individual who bought it in June 2023.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	585 SOUTH BLVD E, PONTIAC, MI 48341-3163
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2023 · Amount on File
Deed Sale	Jun 21, 2023 · Amount on File
Deed Document Number	20235452
Deed Book / Page	798 / 238
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Jun 21, 2023
Property Address	82 ELM ST, GENEVA, OH 44041-1002
Document Number	0000005452
Book / Page	798 / 238
Instrument Date	Jun 19, 2023
Instrument	2023-00005452
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	585 SOUTH BLVD E, PONTIAC, MI 48341-3163

Mortgage

Document Number	0000798242
Date	Jun 21, 2023
Instrument	798/242

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 82 Elm St was $3,406.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,406.00	$41,760 Land $7,770 Building $33,990	$119,300 Land $22,200 Building $97,100
2023	$1,116.00 (+0.9%) Homeowner's exemption	$41,760 (+33.89%) Land $7,770 Building $33,990	$119,300 Land $22,200 Building $97,100
2022	$1,106.00 Homeowner's exemption	$31,190 Land $5,990 Building $25,200
2020			$89,100 Land $17,100 Building $72,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 82 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Dec 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 82 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20