Cumberland Town property record for 82 Duchess Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 1957 |
| Lot Size | 0.156 acres (6,795 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Jul 2022) |
| Tax Bill | $4,321 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-0010-23 |
| Primary APN | 3-0010-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 2,524 sqft |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,795 sqft (0.156 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3-0010-23 |
|---|---|
| Street Address | 82 DUCHESS RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-2032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 1485 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 11403 |
82 Duchess Rd is owned and occupied by two individuals who bought it in July 2022.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 82 DUCHESS RD, CUMBERLAND, RI 02864-2032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2022 · Amount on File |
| Deed Sale | Jul 14, 2022 · Amount on File |
| Prior Sale | Oct 31, 2011 |
| Deed Book / Page | 1935 / 806 |
| Transfer Doc | 1549-787 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jul 14, 2022 |
| Property Address | 82 DUCHESS RD, CUMBERLAND, RI 02864-2032 |
| Document Number | 001935-806 |
| Book / Page | 1935 / 806 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 134101 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000134102 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 134102 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 82 Duchess Rd was $4,321, up 4.9% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,321.00 (+4.88%) | $431,700 (+28.56%) Land $187,400 Building $244,300 | $450,902 |
| 2025 | $4,120.00 | $335,800 Land $121,600 Building $214,200 | |
| 2023 | $3,902.00 (-0.23%) | $335,800 (+28.71%) Land $121,600 Building $214,200 | |
| 2022 | $3,911.00 | $260,900 Land $95,500 Building $165,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 82 Duchess Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 82 Duchess Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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