82 Drybrook Rd, Waverly, NY 14892 Property Records

Chemung County and Chemung Town property record for 82 Drybrook Rd, Waverly, NY 14892

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,732 sqft · built 1920
Lot Size	9.6 acres (418,176 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (May 2003)
Tax Bill	$2,998 (2026)
Deeds & Mortgages	Mar 2010 Mortgage Aug 2022 Line of Credit + 2 more
APN	`072800 134.00-1-16`

Property Details

APN / Parcel Number

Primary APN	`072800 134.00-1-16`
Alternative APNs	`280013400000010160000000` `00650000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,732 sqft Living Area
1st Floor Area	1,314 sqft
Upper Floors Area	418 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	418,176 sqft (9.6 acres)
Canopy	168 sqft
Pole Barn	Pole Barn
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00650000
Street Address	82 DRYBROOK RD
City	WAVERLY
State	NY
Zip	14892-9832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	INT DRYBROOK RD & CO RD 60
Legal Block	1
Legal Lot Number	16.000
Jurisdiction	CHEMUNG NY
Township / Civil Division	CHEMUNG
Census Block Group	2
Census Block	2027
Census Tract	11000

Owner

Source: Chemung County and Chemung Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	82 DRYBROOK RD, WAVERLY, NY 14892-9832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2010	Deed of Trust, Mortgage · Commercial Mortgage GUTHRIE FEDERAL CREDIT UNION
Aug 3, 2022	Deed of Trust, Mortgage · Line of Credit TIOGA STATE BANK
Aug 28, 2012	Deed of Trust, Mortgage · Commercial Mortgage GUTHRIE FEDERAL CREDIT UNION
May 24, 2022	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2003 · Amount on Record
Deed Sale	May 28, 2003 · Amount on Record
Deed Book / Page	3052 / 80001
Prior Transfer Date	May 27, 2003
Prior Transfer Doc	3052080001
Record Updated	Oct 29, 2026

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	82 DRYBROOK RD, WAVERLY, NY 14892-9832
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010031700001596
Date	Mar 17, 2010
Instrument	20100317-00001596

Lender

Name	GUTHRIE FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	94 Months
Due	Jan 1, 2018

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	82 DRYBROOK RD, WAVERLY, NY 14892-9832
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202212221
Date	Aug 3, 2022
Instrument	202212221

Lender

Name	TIOGA STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Sep 1, 2046

Interest

Rate Type	Adjustable Rate

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	82 DRYBROOK RD, WAVERLY, NY 14892-9832
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012082800219796
Date	Aug 28, 2012
Instrument	20120828-00219796

Lender

Name	GUTHRIE FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	233 Months
Due	Jan 1, 2032

May 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CHEMUNG NY
Recording Date	May 24, 2022
Property Address	82 DRYBROOK RD, WAVERLY, NY 14892-9832
Document Number	0202208055
Instrument Date	May 20, 2022
Instrument	202208055
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Chemung County and Chemung Town assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chemung County
County Subdivision	Chemung Town
Unified School District	Waverly Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,998.00 (-5.07%)
2025	$3,158.00	$108,150 (-) Land $56,050 Building $52,100	$146,149 (+24.32%) Land $75,743 Building $70,406
2023		$108,150 Land $56,050 Building $52,100	$117,554 Land $60,924 Building $56,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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