82 Cottontail Run, Sylva, NC 28779 Property Records

Jackson County property record for 82 Cottontail Run, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,053 sqft · built 1990
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Sep 2015)
Tax Bill	$1,053 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7549-88-4833`

Property Details

APN / Parcel Number

Primary APN	`7549-88-4833`
Alternative APN	`176304`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,053 sqft Heated Area
1st Floor Area	1,328 sqft
Basement Area	1,228 sqft
Unfinished Basement	1,228 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	82 COTTONTAIL RUN
City	SYLVA
State	NC
Zip	28779-6959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 45 HOLLY HILLS EST
Legal Subdivision	HOLLY HILLS EST
Legal Lot Number	45
Jurisdiction	JACKSON NC
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1005
Census Tract	950600

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	82 COTTONTAIL RUN, SYLVA, NC 28779-6959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Jul 19, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 9, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Oct 12, 2018	Deed of Trust, Mortgage STATE EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2015 · Amount on Record
Deed Sale	Sep 18, 2015 · Amount on Record
Deed Book / Page	2094 / 247
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Recording Date	May 13, 2026
Property Address	82 COTTONTAIL RUN, SYLVA, NC 28779-6959
Document Number	2420000374
Book / Page	2420 / 374
Instrument Date	May 6, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 COTTONTAIL RUN, SYLVA, NC 28779-6959

Mortgage

Document Number	2420000374,
Date	May 13, 2026
Book Page	2420/374

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.45%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	82 COTTONTAIL RUN, SYLVA, NC 28779-6959
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023591346
Date	Jul 19, 2023
Book Page	2359/1346

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	82 COTTONTAIL RUN, SYLVA, NC 28779-6959
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023501833
Date	Feb 9, 2023
Book Page	2350/1833

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	CULLOWHEE, NC 28723

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	82 COTTONTAIL RUN, SYLVA, NC 28779-6959
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023151142
Date	Sep 30, 2021
Book Page	2315/1142

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	82 COTTONTAIL RUN, SYLVA, NC 28779-6959
Document Number	0022250877
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 COTTONTAIL RUN SYLVA NC 287796959, SYLVA, NC 28779-6959

Mortgage

Document Number	0022250877
Date	Oct 22, 2018
Book Page	002225/000877

Lender

Name	STATE EMPS CU
Address	PO BOX 25279, RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$277,272 (-) Land $34,470 Building $242,802
2025	$1,053.00 (+66.35%)	$277,272 (+66.37%) Land $34,470 Building $242,802
2023	$633.00	$166,660 Land $32,850 Building $133,810

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1990–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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