Delaware County and Colchester Town property record for 82 Cooks Brook Rd, Roscoe, NY 12776
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Sep 2026) |
| Tax Bill | $1,247 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Sep 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 122400 445.2-1-44.2 |
| Primary APN | 122400 445.2-1-44.2 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,405 sqft (0.17 acres) |
|---|---|
| Lot Dimensions | 204 ft deep x 58 ft wide |
| Account Number | 05691628723 |
|---|---|
| Street Address | 82 COOKS BROOK RD |
| City | ROSCOE |
| State | NY |
| Zip | 12776-3010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 44.200 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | COLCHESTER |
| Census Block Group | 1 |
| Census Block | 1098 |
| Census Tract | 971300 |
82 Cooks Brook Rd is owned by two individuals who bought it in September 2026.
Source: Delaware County and Colchester Town records, as of October 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 482 KENT AVE, 802, BROOKLYN, NY 11249-3542 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed, Transfer · ARM WALLKILL VALLEY FEDERAL SAVINGS AND LOANS |
| Sep 14, 2026 | Deed of Trust, Mortgage · ARM WALLKILL VALLEY FEDERAL SAVINGS AND LOANS |
| Dec 9, 2020 | Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2026 · Amount on File |
| Deed Sale | Sep 14, 2026 · Amount on File |
| Prior Sale | Dec 9, 2020 · Amount on File |
| Deed Document Number | 20265790 |
| Deed Book / Page | 1862 / 183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Sep 14, 2026 |
| Property Address | 82 COOKS BROOK RD, ROSCOE, NY 12776-3010 |
| Document Number | 0000005790 |
| Book / Page | 1862 / 183 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 20265790 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Date | Sep 14, 2026 |
|---|
| Name | WALLKILL VALLEY FEDERAL SAVINGS AND LOANS |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.6% |
| Initial Type | Adjustable Rate |
| Type Change Date | Oct 1, 2033 |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Sep 14, 2026 |
| Property Address | 82 COOKS BROOK RD, ROSCOE, NY 12776-3010 |
| Document Number | 0000005791 |
| Book / Page | 2587 / 28 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 20265791 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship, 153 |
| Address | 82 COOKS BROOK RD, ROSCOE, NY 12776-3010 |
| Document Number | 0000005791, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 2587/28 |
| Instrument | 20265791 |
| Name | WALLKILL VALLEY FEDERAL SAVINGS AND LOANS |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.6% |
| Initial Type | Adjustable Rate |
| Type Change Date | Oct 1, 2033 |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Dec 9, 2020 |
| Property Address | 82 COOKS BROOK RD, ROSCOE, NY 12776-3010 |
| Document Number | 1650/95 |
| Book / Page | 1650 / 95 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 8021 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 959 CARROLL ST, BROOKLYN, NY 11225-1970 |
| Investor | Possibly a Property Investor |
| Document Number | 002271/167 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 2271/167 |
| Instrument | 8022 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2026 property tax bill for 82 Cooks Brook Rd was $1,247, up 175.3% from the year before.
Source: Delaware County and Colchester Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Colchester Town |
| Unified School District | Roscoe Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,247.00 (+175.28%) | ||
| 2025 | $453.00 | $1,500 Land $500 Building $1,000 | $37,500 Land $12,500 Building $25,000 |
| 2023 | $1,500 Land $500 Building $1,000 | $37,500 Land $12,500 Building $25,000 | |
| 2020 | $1,228.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 82 Cooks Brook Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 55 (1978–2017) |
| Claims Outside the SFHA | 23 of 55 |
| Most Recent Claim | May 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 82 Cooks Brook Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures