82 Concord Dr, Madison, CT 06443 Property Records

Madison Town property record for 82 Concord Dr, Madison, CT 06443

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,024 sqft · built 1980
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Jun 2026)
Tax Bill	$11,585 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2025 Refinance + 4 more
Flood Zone	Zone X (moderate risk)
APN	`MADI M:118 B:11`

Property Details

APN / Parcel Number

Primary APN	`MADI M:118 B:11`
Alternative APNs	`00603100` `603100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,024 sqft Living Area
Gross Area	5,854 sqft
Basement Area	1,428 sqft
Unfinished Basement	1,428 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	53,143 sqft (1.22 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	603100
Street Address	82 CONCORD DR
City	MADISON
State	CT
Zip	06443-1837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Block	11
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3000
Census Tract	194202

Owner

Source: Madison Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	82 CONCORD DR, MADISON, CT 06443-1837
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · ARM MORGAN STANLEY BANK
Feb 26, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance IXONIA BANK
Jan 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Feb 18, 2021	Deed of Trust, Mortgage · Balloon Mortgage UNITED WHOLESALE MORTGAGE
Jan 22, 2018	Deed of Trust, Mortgage UNITED WHOLESALE MORTGAGE
Jan 22, 2018	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Jun 16, 2014 · Amount on Record
Deed Book / Page	2314 / 87
Transfer Doc	2052000237
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON CT
Recording Date	Jun 26, 2026
Property Address	82 CONCORD DR, MADISON, CT 06443-1837
Document Number	0000001275
Book / Page	2314 / 87
Instrument Date	Jun 23, 2026
Instrument	20261275
Transaction Type	Transfer
Record Updated	Sep 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	82 CONCORD DR, MADISON, CT 06443-1837

Mortgage

Date	Jun 26, 2026

Lender

Name	MORGAN STANLEY BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Initial Type	Adjustable Rate
Type Change Date	Jul 1, 2033
Index	Other
Margin	3
Max Rate	-1%

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	82 CONCORD DR, MADISON, CT 06443-1837
Transaction Type	Mortgage
Record Updated	Mar 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002298-708
Date	Feb 26, 2025
Book Page	2298/708
Instrument	2025-300

Lender

Name	IXONIA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	82 CONCORD DR, MADISON, CT 06443-1837
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002256-296
Date	Jan 19, 2022
Book Page	2256/296
Instrument	159

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	82 CONCORD DR, MADISON, CT 06443-1837
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2195-99
Date	Feb 18, 2021
Book Page	2195/99
Instrument	565

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	82 CONCORD DR, MADISON, CT 06443-1837
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2052-221
Date	Jan 22, 2018
Book Page	2052/221

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON CT
Recording Date	Jan 22, 2018
Property Address	82 CONCORD DR, MADISON, CT 06443-1837
Document Number	2052-237
Book / Page	002052 / 000237
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 CONCORD DR MADISON CT 064431837, MADISON, CT 06443-1837

Tax Assessment & Valuation

Source: Madison Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,585.00 (+2.8%)	$502,400 (-) Land $146,900 Building $355,300	$922,643 (+162.35%)
2025	$11,269.00	$502,400 (+39.83%) Land $146,900 Building $355,500	$351,680 Land $102,830 Building $248,850
2024	$11,269.00 (+4.65%)
2023	$10,768.00 (+1.9%)	$359,300 (-) Land $113,100 Building $246,200
2022	$10,567.00	$359,300 Land $113,100 Building $246,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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