82 Columbia Rd, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 82 Columbia Rd, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,702 sqft · built 2019
Owner	Individual Name on File
Last Sale	$345,000 (Aug 2022)
Tax Bill	$1,955 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Nov 2018 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10A-1-D-6`

Property Details

APN / Parcel Number

Primary APN	`10A-1-D-6`
Alternative APN	`17867`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,702 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	17867
Old Parcel Number	10A-1-D-6
Street Address	82 COLUMBIA RD
City	COLONIAL BEACH
State	VA
Zip	22443-7006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DB
Legal Description	BERKLEY BEACH LOT 6 BK D SEC ADB 958 PG 370 R/S
Legal Subdivision	A BERKLEY BCH
Legal Block	D
Legal Lot Number	6
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3046
Census Tract	10300

Owner

82 Columbia Rd is owned and occupied by an individual who bought it in August 2022.

Source: Westmoreland County records, as of January 7, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	82 COLUMBIA RD, COLONIAL BEACH, VA 22443-7006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Warranty Deed, Transfer · FHA Mortgage PNC BANK NATIONAL ASSOCIATION
Nov 20, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNION BANK & TRUST
Sep 23, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage C&F MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2022 · Amount on File
Deed Sale	Aug 3, 2022 · Amount on File
Prior Sale	Sep 23, 2019 · Amount on File
Deed Document Number	09580370
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Aug 3, 2022
Property Address	82 COLUMBIA RD, COLONIAL BEACH, VA 22443-7006
Document Number	0009580370
Instrument Date	Jul 26, 2022
Instrument	09580370
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	NOT AVAILABLE, JOURNEY SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 COLUMBIA RD, COLONIAL BEACH, VA 22443-7006

Mortgage

Document Number	0009580372
Date	Aug 3, 2022
Instrument	09580372

Lender

Name	PNC BANK NATIONAL ASSOCIATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	82 COLUMBIA RD, COLONIAL BEACH, VA 22443-7006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09131019
Date	Nov 20, 2018
Instrument	09131019

Lender

Name	UNION BANK & TRUST

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Sep 23, 2019
Property Address	82 COLUMBIA RD, COLONIAL BEACH, VA 22443-7006
Document Number	0009231176
Instrument Date	Sep 19, 2019
Instrument	09231176
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2022
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 COLUMBIA RD, COLONIAL BEACH, VA 22443-7006

Mortgage

Document Number	0009231179
Date	Sep 23, 2019
Instrument	09231179

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 82 Columbia Rd was $1,955.

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,955.00	$287,600 Land $18,500 Building $269,100	$287,600 Land $18,500 Building $269,100
2023	$1,783.00	$287,600 Land $18,500 Building $269,100	$287,600 Land $18,500 Building $269,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 82 Columbia Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 82 Columbia Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKLEY BEACH - EBB TIDE BEACH private · serves 892 people · EPA ID VA4193120
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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