Otsego County and Oneonta City property record for 82 Clinton St, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,396 sqft · built 1888 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,000 (Apr 2023) |
| Tax Bill | $4,477 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Oct 2023 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 288.17-2-8 |
| Primary APN | 361200 288.17-2-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,396 sqft Living Area |
| 1st Floor Area | 870 sqft |
| Upper Floors Area | 526 sqft |
| Year Built | Built 1888 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 91 ft deep x 67.8 ft wide |
| Garage Type | Detached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 224 sqft |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 108 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 0760 |
|---|---|
| Street Address | 82 CLINTON ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 120 |
| Legal Block | 2 |
| Legal Lot Number | 8.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 591000 |
82 Clinton St is owned and occupied by an individual who bought it in April 2023.
Source: Otsego County and Oneonta City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 82 CLINTON ST, ONEONTA, NY 13820-1454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2026 | Deed of Trust, Mortgage SIDNEY FCU |
| Oct 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Apr 13, 2023 | Warranty Deed, Subdivision Related Transfer |
| Mar 29, 2022 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2023 · Amount on File |
| Deed Sale | Apr 13, 2023 · Amount on File |
| Prior Sale | Apr 25, 2016 · Amount on File |
| Deed Document Number | 20231438 |
| Prior Transfer Date | Mar 22, 2022 |
| Prior Transfer Doc | 0000000701 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 82 CLINTON ST, ONEONTA, NY 13820-1454 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000030 |
|---|---|
| Date | Feb 12, 2026 |
| Instrument | 2026-730 |
| Name | SIDNEY FCU |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 82 CLINTON ST, ONEONTA, NY 13820-1454 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000100 |
|---|---|
| Date | Oct 6, 2023 |
| Instrument | 2023-4100 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Apr 13, 2023 |
| Property Address | 82 CLINTON ST, ONEONTA, NY 13820-1454 |
| Document Number | 0000000438 |
| Instrument Date | Apr 7, 2023 |
| Instrument | 2023-1438 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 2, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3673 E SAN CARLOS PL, CHANDLER, AZ 85249-2028 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Mar 29, 2022 |
| Property Address | 82 CLINTON ST, ONEONTA, NY 13820-1454 |
| Document Number | 0000000701 |
| Instrument Date | Mar 22, 2022 |
| Instrument | 2022-1701 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 HUDSON ST, ONEONTA, NY 13820-2616 |
The 2026 property tax bill for 82 Clinton St was $4,477, up 2.5% from the year before.
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,477.00 (+2.5%) | ||
| 2025 | $4,368.00 | $115,000 Land $15,500 Building $99,500 | $161,972 Land $21,831 Building $140,141 |
| 2023 | $115,000 Land $15,500 Building $99,500 | $141,975 Land $19,136 Building $122,839 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 82 Clinton St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2006–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 82 Clinton St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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