Berks County property record for 82 Cheltenham Dr, Reading, PA 19610
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,510 sqft · built 1985 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $289,300 (Dec 2016) |
| Tax Bill | $2,783 (2026) |
| Deeds & Mortgages | Apr 2022 Second Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4396-05-09-2659 |
| Primary APN | 4396-05-09-2659 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,510 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,375 sqft (0.33 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 96970102 |
|---|---|
| Street Address | 82 CHELTENHAM DR |
| City | READING |
| State | PA |
| Zip | 19610-3102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WELLINGTON DOWNES SEC 04 |
| Legal Block | 09 |
| Legal Lot Number | 264 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | WYOMISSING |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 11000 |
82 Cheltenham Dr is owned and occupied by two individuals who acquired it in May 2021.
Source: Berks County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 82 CHELTENHAM DR, READING, PA 19610-3102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jun 23, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Apr 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US MORTGAGELINE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2016 · Amount on File |
| Deed Sale | Dec 2, 2016 · Amount on File |
| Prior Sale | Dec 5, 2008 · Amount on File |
| Deed Document Number | 201643262 |
| Last Transfer Date | May 19, 2021 |
| Transfer Doc | 0000031387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 82 CHELTENHAM DR, READING, PA 19610-3102 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000014855 |
|---|---|
| Date | Apr 8, 2022 |
| Instrument | 2022014855 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 8, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jun 23, 2021 |
| Property Address | 82 CHELTENHAM DR, READING, PA 19610-3102 |
| Document Number | 0000031387 |
| Map Reference | MB 100 PG 1 |
| Instrument Date | May 19, 2021 |
| Instrument | 2021031387 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Title Company | AMERICAN LEGAL ABSTRACT LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 82 CHELTENHAM DR, READING, PA 19610-3102 |
| Document Number | 0000031388 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021031388 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 82 CHELTENHAM DR, READING, PA 19610-3102 |
| Document Number | 0000015261 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2017 |
| Title Company | CITY ABSTRACT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 82 CHELTENHAM DR READING PA 196103102, READING, PA 19610-3102 |
| Document Number | 0000015261 |
|---|---|
| Date | May 1, 2017 |
| Instrument | 15261 |
| Name | US MORTGAGELINE |
|---|---|
| Type | Mortgage Company |
| Address | BALA CYNWYD, PA 19004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 30, 2047 |
The 2026 property tax bill for 82 Cheltenham Dr was $2,783 with a homeowner's exemption.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Wyomissing Borough |
| Unified School District | Wyomissing Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,783.00 Homeowner's exemption | $177,700 Land $40,000 Building $137,700 | $40,000 Land $40,000 |
| 2024 | $2,442.00 | $177,700 Land $40,000 Building $137,700 | |
| 1994 | $177,700 Land $40,000 Building $137,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 82 Cheltenham Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 82 Cheltenham Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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