82 Central St, Byfield, MA 01922 Property Records

Essex County and Newbury Town property record for 82 Central St, Byfield, MA 01922

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,328 sqft · built 1981
Lot Size	1.18 acres (51,575 sqft)
Owner	2 Company Names on Record
Last Sale	$430,000 (Apr 2017)
Tax Bill	$6,513 (2025)
Deeds & Mortgages	May 2023 Refinance Aug 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NEWB M:0R18 B:0000 L:0012E`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0R18 B:0000 L:0012E`
Alternative APN	`NBRY M:0R18 B:0000 L:0012E`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,328 sqft Living Area
Gross Area	10,964 sqft
Basement Area	2,688 sqft
Unfinished Basement	2,688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,575 sqft (1.18 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	82 CENTRAL ST
City	BYFIELD
State	MA
Zip	01922-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR4
Legal Lot Number	12E
Jurisdiction	NEWBURY MA
Township / Civil Division	NEWBURY
Census Block Group	3
Census Block	3009
Census Tract	269100

Owner

Source: Essex County and Newbury Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	82 CENTRAL ST, BYFIELD, MA 01922-1523
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Aug 3, 2017	Quit Claim Deed, Transfer Quitclaim
Apr 12, 2017	Quit Claim Deed, Transfer · Conventional Mortgage EAST BOSTON SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2017 · Amount on Record
Deed Sale	Apr 12, 2017 · Amount on Record
Prior Sale	Jul 29, 2011
Transfer Doc	0000584988
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	82 CENTRAL ST, NEWBURY, MA 01922-1523
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000643966
Date	May 1, 2023
Instrument	643966

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Aug 3, 2017
Property Address	82 CENTRAL ST, NEWBURY, MA 01922-1523
Document Number	0000584988
Instrument Date	Jul 26, 2017
Instrument	584988
Transaction Type	Transfer
Record Updated	Aug 22, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	82 CENTRAL ST NEWBURY MA 019221523, NEWBURY, MA 01922-1523

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Apr 12, 2017
Property Address	82 CENTRAL ST, NEWBURY, MA 01922-1523
Document Number	0000581616
Instrument Date	Apr 12, 2017
Instrument	581616
Transaction Type	Transfer
Record Updated	May 2, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 CENTRAL ST NEWBURY MA 019221523, NEWBURY, MA 01922-1523

Mortgage

Document Number	581617
Date	Apr 12, 2017
Instrument	581617

Lender

Name	EAST BOSTON SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2047

Tax Assessment & Valuation

Source: Essex County and Newbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Newbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,513.00 (-0.61%)	$874,200 (+2.45%) Land $329,500 Building $544,700	$828,685
2024	$6,553.00 (-1.97%)	$853,300 (+10.67%) Land $329,500 Building $523,800
2023	$6,685.00	$771,000 Land $307,700 Building $463,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1978–2014)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Dec 2014 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYFIELD WATER DISTRICT serves 2,228 people · EPA ID MA3205001
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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