82 Campground Rd, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 82 Campground Rd, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,935 sqft · built 1973
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Aug 2015)
Tax Bill	$6,710 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`STER M:00155 L:00005`

Property Details

APN / Parcel Number

Primary APN	`STER M:00155 L:00005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,935 sqft Living Area
Gross Area	4,588 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	82 CAMPGROUND RD
City	STERLING
State	MA
Zip	01564-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRF
Legal Lot Number	5
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	4
Census Block	4030
Census Tract	719100

Owner

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	82 CAMPGROUND RD, STERLING, MA 01564-1410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Dec 11, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DREW MORTGAGE ASSOCIATES INC
May 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DREW MORTGAGE ASSOCIATES INC
Dec 30, 2019	Deed of Trust, Mortgage · FHA Mortgage DREW MORTGAGE ASSOCIATES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2015 · Amount on Record
Deed Sale	Aug 7, 2015 · Amount on Record
Prior Sale	Aug 27, 1999 · Amount on Record
Deed Document Number	201580346
Deed Book / Page	54130 / 368
Transfer Doc	054130-368
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Recording Date	Sep 21, 2026
Property Address	82 CAMPGROUND RD, STERLING, MA 01564-1410
Document Number	0000082532
Book / Page	74194 / 55
Instrument Date	Sep 16, 2026
Instrument	202682532
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 CAMPGROUND RD, STERLING, MA 01564-1410

Mortgage

Document Number	0000082532,
Date	Sep 21, 2026
Book Page	74194/55
Instrument	202682532

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	82 CAMPGROUND RD, STERLING, MA 01564-1410
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069979-126
Date	Dec 11, 2023
Book Page	69979/126
Instrument	103463

Lender

Name	DREW MORTGAGE ASSOCIATES INC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	253 Months
Due	Jan 1, 2045

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	82 CAMPGROUND RD, STERLING, MA 01564-1410
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065188-309
Date	May 18, 2021
Book Page	65188/309
Instrument	68392

Lender

Name	DREW MORTGAGE ASSOCIATES INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	82 CAMPGROUND RD, STERLING, MA 01564-1410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	METROPOLITAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61668-162
Date	Dec 30, 2019
Book Page	61668/162
Instrument	142336

Lender

Name	DREW MORTGAGE ASSOCIATES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,710.00 (+1.99%)	$534,700 (+4.68%) Land $149,400 Building $385,300	$548,435 (-)
2025	$6,579.00 (+1.7%)	$510,800 (+5.1%) Land $129,400 Building $381,400	$548,435 (+1.32%)
2024	$6,469.00 (+4.47%)	$486,000 (+12.24%) Land $129,400 Building $356,600	$541,310
2023	$6,192.00	$433,000 Land $129,400 Building $303,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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