Middlesex County and Dracut Town property record for 82 Black Oak Ln, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,453 sqft · built 1985 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Sep 2013) |
| Tax Bill | $9,420 (2026) |
| Deeds & Mortgages | May 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:13 B:128 L:2 |
| Primary APN | DRAC M:13 B:128 L:2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,453 sqft Living Area |
| Gross Area | 6,985 sqft |
| 1st Floor Area | 1,566 sqft |
| Basement Area | 1,286 sqft |
| Unfinished Basement | 950 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 55,321 sqft (1.27 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 519711 |
|---|---|
| Street Address | 82 BLACK OAK LN |
| City | DRACUT |
| State | MA |
| Zip | 01826-1302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 128 |
| Legal Lot Number | 2 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 314200 |
Source: Middlesex County and Dracut Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 82 BLACK OAK LN, DRACUT, MA 01826-1302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2013 · Amount on Record |
| Deed Sale | Sep 16, 2013 · Amount on Record |
| Deed Book / Page | 27677 / 285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 82 BLACK OAK LN, DRACUT, MA 01826-1302 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34121-257 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 34121/257 |
| Instrument | 20357 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2040 |
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,420.00 (+2.77%) | $974,100 (+7.55%) Land $280,800 Building $693,300 | $909,435 (-) |
| 2025 | $9,166.00 (+2.82%) | $905,700 (+6.17%) Land $257,700 Building $648,000 | $909,435 (-6.8%) |
| 2024 | $8,915.00 (+1.5%) | $853,100 (+12.47%) Land $245,600 Building $607,500 | $975,840 |
| 2023 | $8,783.00 | $758,500 Land $213,700 Building $544,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (1978–1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000 |
|---|---|
| Water Source | Purchased surface water from LOWELL REGIONAL WATER UTILITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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