Cecil County property record for 82 Bay Blvd, Earleville, MD 21919
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,560 sqft · built 2012 |
| Lot Size | 0.08 acres (3,484 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Dec 2011) |
| Tax Bill | $2,810 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-009621 |
| Primary APN | 01-009621 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,560 sqft Total Area |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,484 sqft (0.08 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 200 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 009621 |
|---|---|
| Street Address | 82 BAY BLVD |
| City | EARLEVILLE |
| State | MD |
| Zip | 21919-1916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 24 & PT. LOT 23 82 BAY BOULEVARD CRYSTAL BEACH MANOR |
| Legal Subdivision | CRYSTAL BEACH MANOR |
| Legal Lot Number | 23,24 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 1, CECILTON |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 30100 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 82 BAY BLVD, EARLEVILLE, MD 21919-1916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2022 | Deed of Trust, Mortgage MANUFACTURERS & TRADERS TRUST COMPANY |
| May 25, 2022 | Deed of Trust, Mortgage · ARM M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2011 · Amount on Record |
| Deed Sale | Dec 20, 2011 · Amount on Record |
| Prior Sale | Sep 19, 1979 |
| Deed Book / Page | 3120 / 411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 82 BAY BLVD, EARLEVILLE, MD 21919-1916 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0052150349 |
|---|---|
| Date | Aug 15, 2022 |
| Book Page | 5215/349 |
| Name | MANUFACTURERS & TRADERS TRUST COMPANY |
|---|---|
| Type | Non-Lending Institution |
| Address | LEESBURG, VA 20175 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 82 BAY BLVD, EARLEVILLE, MD 21919-1916 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0051710344 |
|---|---|
| Date | May 25, 2022 |
| Book Page | 5171/344 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.87% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.87% |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,810.00 (-15.18%) Homeowner's exemption | $309,667 (+4.01%) | $321,600 (-) Land $135,800 Building $185,800 |
| 2025 | $3,313.00 (+35.28%) Homeowner's exemption | $297,733 (+6.42%) | $321,600 (+12.53%) Land $135,800 Building $185,800 |
| 2023 | $2,449.00 Homeowner's exemption | $279,767 | $285,800 Land $135,800 Building $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: BridgeMAXX Suncoast Broadband.
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