Stearns County property record for 82 Arbor St, Saint Cloud, MN 56301 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,568 sqft · built 2021 |
| Owner | Individual Name on File |
| Tax Bill | $418 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 98-84100-0480 |
| Primary APN | 98-84100-0480 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,568 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 82 ARBOR ST |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-9454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEL CLARE 82 ARBOR ST 2021 CHAMPION VIN 003340 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | WAITE PARK |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 11308 |
Source: Stearns County records · APN 98-84100-0480
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 82 ARBOR ST, SAINT CLOUD, MN 56301-9454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Waite Park City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,200 Building $43,200 | $43,200 Building $43,200 | |
| 2025 | $418.00 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 63% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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