8198 Kelton Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8198 Kelton Dr, Gilroy, CA 95020

Property Summary

Property Type	Multi-Family Dwellings
Details	3,064 sqft · built 1973
Lot Size	0.195 acres (8,505 sqft)
Owner	Individual Name on Record
Last Sale	$905,000 (Feb 2016)
Tax Bill	$13,247 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2019 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`790-39-008`

Property Details

APN / Parcel Number

Primary APN	`790-39-008`

Interior

Units	4 Units
Stories	2 Stories
Building Area	3,064 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	8,505 sqft (0.195 acres)
Lot Dimensions	135 ft deep x 63 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	8198 KELTON DR
City	GILROY
State	CA
Zip	95020-3824
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R3
Legal Description	TRACT 5155 WALNUT HAVEN BOOK 305 PAGE 14 PAGE 15 LOT 4
Legal Subdivision	WALNUT HAVEN
Legal Tract	5155
Legal Lot Number	4
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2017
Census Tract	512505

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1054 S MARY AVE, SUNNYVALE, CA 94087-1718
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
May 20, 2019	Deed of Trust, Mortgage · Line of Credit FREMONT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2016 · Amount on Record
Deed Sale	Feb 5, 2016 · Amount on Record
Prior Sale	May 12, 2011 · Amount on Record
Deed Document Number	201623215095
Last Transfer Date	Dec 4, 2016
Transfer Doc	0023528657
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8198 KELTON DR, GILROY, CA 95020-3824
Transaction Type	Mortgage
Record Updated	Apr 11, 2023
Title Company	NOT AVAILABLE, TRGC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22577 ARLETTE AVE, HAYWARD, CA 94541-3103

Mortgage

Document Number	0025129798
Date	Oct 12, 2021
Instrument	25129798

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8198 KELTON DR, GILROY, CA 95020-3824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024182390
Date	May 20, 2019
Instrument	24182390

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,092,757 (+2%) Land $639,957 Building $452,800
2025	$13,247.00 (+2.18%)	$1,071,331 (+4.04%) Land $627,409 Building $443,922
2023	$12,964.00 (+1.65%)	$1,029,732 Land $603,047 Building $426,685
2022	$12,754.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks.

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