8198 E Floyd Rd, Rome, NY 13440 Property Records

Oneida County and Floyd Town property record for 8198 E Floyd Rd, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,748 sqft · built 1963
Lot Size	0.931 acres (40,560 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Oct 2019)
Tax Bill	$5,466 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`303600 208.000-1-32`

Property Details

APN / Parcel Number

Primary APN	`303600 208.000-1-32`
Alternative APNs	`360020800000010320000000` `002120`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,748 sqft Living Area
1st Floor Area	1,244 sqft
Upper Floors Area	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	40,560 sqft (0.931 acres)
Lot Dimensions	260 ft deep x 156 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Shed	1 Shed
Canopy	126 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	002120
Street Address	8198 E FLOYD RD
City	ROME
State	NY
Zip	13440-0645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CON
Legal Block	1
Legal Lot Number	32.000
Jurisdiction	ONEIDA NY
Township / Civil Division	FLOYD
Census Block Group	1
Census Block	1026
Census Tract	23702

Owner

Source: Oneida County and Floyd Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8198 E FLOYD RD, ROME, NY 13440-0645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Oct 16, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Dec 14, 2017	Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FCU
Nov 6, 2017	Grant Deed, Transfer
Oct 9, 2017	Quit Claim Deed, Transfer CERTIFIED DOCUMENT SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2019 · Amount on Record
Deed Sale	Oct 16, 2019 · Amount on Record
Prior Sale	Jul 26, 2016 · Amount on Record
Deed Document Number	201914166
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	8198 E FLOYD RD, ROME, NY 13440-0645
Document Number	0000014167
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 E BLOOMFIELD ST ROME NY 134405312, ROME, NY 13440-5312

Mortgage

Document Number	0000014167
Date	Oct 16, 2019
Instrument	14167

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Oct 16, 2019
Property Address	8198 E FLOYD RD, ROME, NY 13440-0645
Document Number	0000014166
Instrument Date	Oct 9, 2019
Instrument	2019-014166
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 E BLOOMFIELD ST, ROME, NY 13440-5314

Mortgage

Document Number	0000014167
Date	Oct 16, 2019
Instrument	2019-014167

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	8198 E FLOYD RD, ROME, NY 13440-0645
Document Number	0000019300
Instrument Date	Dec 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8198 E FLOYD RD ROME NY 134400645, ROME, NY 13440-0645

Mortgage

Document Number	0000019300
Date	Dec 19, 2017
Instrument	19300

Lender

Name	FIRST SOURCE FCU
Type	Credit Union
Address	NEW HARTFORD, NY 13413

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2047

Interest

Rate Type	Adjustable Rate

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ONEIDA NY
Recording Date	Nov 6, 2017
Property Address	8198 E FLOYD RD, ROME, NY 13440-0645
Document Number	0000016922
Instrument Date	Nov 6, 2017
Instrument	16922
Transaction Type	Transfer
Record Updated	Apr 16, 2018

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7620 STATE ROUTE 291 STITTVILLE NY 134691120, STITTVILLE, NY 13469-1120

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONEIDA NY
Recording Date	Oct 9, 2017
Property Address	8198 E FLOYD RD, ROME, NY 13440-0645
Document Number	0000015334
Instrument Date	Oct 4, 2017
Instrument	15334
Transaction Type	Transfer
Record Updated	Oct 27, 2017
Title Company	CERTIFIED DOCUMENT SOLUTIONS

Transaction

Amount	Amount Recorded
Tax	$85.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	333 WESTCHESTER AVE #W2100 WHITE PLAINS NY 106042949, W2100, WHITE PLAINS, NY 10604-2949
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Oneida County and Floyd Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Floyd Town
Unified School District	Holland Patent Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,466.00 (+201.66%)	$121,700 (-) Land $18,500 Building $103,200	$238,627 (+11.76%) Land $36,274 Building $202,353
2023		$121,700 (-) Land $18,500 Building $103,200	$213,509 (+19.3%) Land $32,456 Building $181,053
2022	$1,812.00	$121,700 Land $18,500 Building $103,200	$178,971 Land $27,206 Building $151,765

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · Remnants Of Tropical Storm Fred

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Oneida County Rural Telephone Fiber	1,000 / 100
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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