8198 Carl Rd, Everson, WA 98247 Property Records

Whatcom County property record for 8198 Carl Rd, Everson, WA 98247

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,300 sqft · built 2000
Lot Size5.07 acres (221,285 sqft)
Owner2 Individual Names on File
Tax Bill$6,452 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Dec 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN109222

Property Details

APN / Parcel Number

Primary APN109222
Alternative APNs
  • 400422 434142 0000
  • 138160

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,300 sqft Living Area
1st Floor Area720 sqft
2nd Floor Area1,580 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 2000
Architectural StyleSplit Level
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area221,285 sqft (5.07 acres)
Garage TypeMixed
Garage Area972 sqft
CarportCarport
Carport Area960 sqft
Parking Spaces7 Parking Spaces
Patio Area552 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number109222
Street Address8198 CARL RD
CityEVERSON
StateWA
Zip98247-9260
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5A
Legal DescriptionW 615 FT OF N 369 FT OF S 619 FT OF TR DAF-S 1/2 NE SE-N 10 ACRES OF SE SE-EXC S 15 FT OF W 615 FT FOR CO RD
Legal Range04
Legal Township40
Legal Section22
JurisdictionWHATCOM WA
Township / Civil DivisionSUMAS
Census Block Group2
Census Block2022
Census Tract10201

Owner

Source: Whatcom County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8198 CARL RD, EVERSON, WA 98247-9260
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2022Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK
Dec 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
MILLENNIAL HOME LENDING INC
May 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
BAYSHORE MTG FNDG
Apr 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF THE PACIFIC
Sep 15, 2017Warranty Deed, Transfer · Conventional Mortgage
BANK OF THE PACIFIC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address8198 CARL RD, EVERSON, WA 98247-9260
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000701661
DateJul 18, 2022
Instrument2022-0701661
Lender
NamePEOPLES BANK
TypeBank
AddressBELLINGHAM, WA 98226
Agreement
TypeLine of Credit
AmountAmount Recorded

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address8198 CARL RD, EVERSON, WA 98247-9260
Transaction TypeMortgage
Record UpdatedDec 21, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001201902
DateDec 13, 2021
Instrument2021-1201902
Lender
NameMILLENNIAL HOME LENDING INC
TypeMortgage Company
AddressCHATSWORTH, CA 91311
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address8198 CARL RD, EVERSON, WA 98247-9260
Document Number2201001868
Instrument DateMay 23, 2020
Transaction TypeMortgage
Record UpdatedOct 20, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8198 CARL RD EVERSON WA 982479260, EVERSON, WA 98247-9260

Mortgage

Document Number2201001868
DateOct 12, 2020
Instrument1001868
Lender
NameBAYSHORE MTG FNDG
TypeMortgage Company
AddressLUTHERVILLE TIMONIUM, MD 21093
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 11, 2050

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address8198 CARL RD, EVERSON, WA 98247-9260
Document Number2190401982
Instrument DateApr 13, 2019
Transaction TypeMortgage
Record UpdatedMay 1, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address8198 CARL RD EVERSON WA 982479260, EVERSON, WA 98247-9260

Mortgage

Document Number2190401982
DateApr 19, 2019
Instrument401982
Lender
NameBANK OF THE PACIFIC
TypeBank
AddressBELLINGHAM, WA 98225
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 18, 2049

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateSep 15, 2017
Property Address8198 CARL RD, EVERSON, WA 98247-9260
Document Number2170901473
Instrument DateSep 15, 2017
Instrument901473
Transaction TypeTransfer
Record UpdatedOct 9, 2017
Title CompanyWHATCOM LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,879.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address8198 CARL RD EVERSON WA 982479260, EVERSON, WA 98247-9260

Mortgage

Document Number2170901474
DateSep 15, 2017
Instrument901474
Lender
NameBANK OF THE PACIFIC
TypeBank
AddressBELLINGHAM, WA 28225
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 14, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictNooksack Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,452.00 (+16.5%)$697,122 (+4.7%) Land $245,535 Building $451,587$697,122 (+4.7%) Land $245,535 Building $451,587
2022$665,857 Land $320,143 Building $345,714$665,857 Land $320,143 Building $345,714
2021$5,538.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 92 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies92 in force
Nearby Flood Claims60 (2015–2025)
Claims Outside the SFHA24 of 60
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Declaration Networks Group
Fixed Wireless · Fiber in parts of the area
40 / 7

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