8197 Tranquil Harbor Ln, Denver, NC 28037 Property Records

Lincoln County property record for 8197 Tranquil Harbor Ln, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,429 sqft · built 1998
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on File
Last Sale	$1,360,000 (Jun 2021)
Tax Bill	$8,076 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Dec 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4613-26-7323`

Property Details

APN / Parcel Number

Primary APN	`4613-26-7323`
Alternative APNs	`461310267323` `271640` `54214`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,429 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	36,155 sqft (0.83 acres)

Exterior Amenities

Pool Area	576 sqft
Deck Area	288 sqft
Loading Dock	306 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	271640
Street Address	8197 TRANQUIL HARBOR LN
City	DENVER
State	NC
Zip	28037-9401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	TRANQUIL HARBOR #7
Legal Subdivision	TRANQUIL HARBOR
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1001
Census Tract	71202

Owner

8197 Tranquil Harbor Ln is owned and occupied by two individuals who bought it in June 2021.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8197 TRANQUIL HARBOR LN, DENVER, NC 28037-9401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK
Dec 27, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Sep 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Dec 27, 2018 · Amount on File
Deed Document Number	2021634238
Deed Book / Page	3058 / 234
Prior Transfer Date	Sep 5, 2018
Prior Transfer Doc	27690083
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 30, 2021
Property Address	8197 TRANQUIL HARBOR LN, DENVER, NC 28037-9401
Document Number	3058234
Book / Page	3058 / 234
Map Reference	MB G PG 42
Instrument Date	Jun 30, 2021
Instrument	634238
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10835 HERMIT THRUSH LN, 10835, CHARLOTTE, NC 28278-6874

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	634239
Date	Jun 30, 2021
Instrument	634239

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Dec 27, 2018
Property Address	8197 TRANQUIL HARBOR LN, DENVER, NC 28037-9401
Document Number	2789140
Book / Page	002789 / 000140
Instrument Date	Dec 21, 2018
Instrument	587090
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,130.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 TRANQUIL LN DENVER NC 28037, DENVER, NC 28037

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Sep 7, 2018
Property Address	8197 TRANQUIL HARBOR LN, DENVER, NC 28037-9401
Document Number	276983
Book / Page	002769 / 000083
Instrument Date	Sep 5, 2018
Instrument	583004
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8119 MALLARD RD DENVER NC 280378633, DENVER, NC 28037-8633

Tax Assessment & Valuation

The 2026 property tax bill for 8197 Tranquil Harbor Ln was $8,076.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,076.00	$1,313,984 (-) Land $319,188 Building $994,796	$1,313,984 (-) Land $319,188 Building $994,796
2025	$8,076.00	$1,313,984 Land $319,188 Building $994,796	$1,313,984 Land $319,188 Building $994,796
2023	$7,940.00	$1,300,347 Land $319,188 Building $981,159	$1,300,347 Land $319,188 Building $981,159

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8197 Tranquil Harbor Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2013–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8197 Tranquil Harbor Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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