8197 Caney Fork Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 8197 Caney Fork Rd, Cullowhee, NC 28723

Property Summary

Property TypeMobile Home
Details4 bd · 3 ba · 1,854 sqft · built 2004
Lot Size4 acres (174,240 sqft)
Owner2 Individual Names on File
Tax Bill$910 (2025)
Deeds & MortgagesJul 2017 Mortgage
May 2019 Transfer
Flood ZoneZone X (minimal risk)
APN7589-95-3770

Property Details

APN / Parcel Number

Primary APN7589-95-3770
Alternative APN
  • 117414

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,854 sqft Heated Area
1st Floor Area1,854 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialAsphalt
Lot Area174,240 sqft (4 acres)
PorchPorch
Porch Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address8197 CANEY FORK RD
CityCULLOWHEE
StateNC
Zip28723-8457
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionCANEY FORK RD
JurisdictionJACKSON NC
Township / Civil DivisionCANEY FORK
Census Block Group2
Census Block2017
Census Tract950700

Owner

8197 Caney Fork Rd, a mobile home, is owned and occupied by two individuals who acquired it in October 2005.

Source: Jackson County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address8197 CANEY FORK RD, CULLOWHEE, NC 28723-8457
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2017Deed of Trust, Mortgage · Conventional Mortgage
PDF INC
May 9, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 27, 2005
Transfer Doc0015420613
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address8197 CANEY FORK RD, CULLOWHEE, NC 28723-8457
Document Number0021921372
Book / Page002192 / 001372
Instrument DateJul 16, 2017
Transaction TypeMortgage
Record UpdatedJul 26, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number0021921372
DateJul 17, 2017
Book Page002192/001372
Lender
NamePDF INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term12 Months
DueJul 16, 2018

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON NC
Recording DateMay 9, 2019
Property Address8197 CANEY FORK RD, CULLOWHEE, NC 28723-8457
Document Number0022371590
Book / Page002237 / 001590
Instrument DateDec 14, 2008
Transaction TypeTransfer
Record UpdatedMay 28, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8197 CANEY FORK RD CULLOWHEE NC 287238457, CULLOWHEE, NC 28723-8457

Tax Assessment & Valuation

The 2025 property tax bill for 8197 Caney Fork Rd was $910.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$239,606 (-) Land $64,820 Building $174,786
2025$910.00$239,606 Land $64,820 Building $174,786
2023$570.00$150,200 Land $61,260 Building $88,940

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8197 Caney Fork Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims5 (1998–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8197 Caney Fork Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 72% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on Caney Fork Rd

Nearby Streets

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