8196 Phillips Rd, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 8196 Phillips Rd, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,283 sqft · built 1940
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on Record
Last Sale$315,000 (Sep 2014)
Tax Bill$10,931 (2022)
Deeds & MortgagesMar 2021 Mortgage
Mar 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN301389 207.000-0002-009.001

Property Details

APN / Parcel Number

Primary APN301389 207.000-0002-009.001
Alternative APNs
  • 301389 207.000-2-9.1
  • 49952 07

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,283 sqft Living Area
1st Floor Area2,180 sqft
2nd Floor Area856 sqft
Upper Floors Area247 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area435,600 sqft (10 acres)
Lot Width494 ft Width
Garage TypeDetached
Garage Area850 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area976 sqft
Patio Area277 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number49952 07
Street Address8196 PHILLIPS RD
CityROME
StateNY
Zip13440-1517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal Block2
Legal Lot Number9.001
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group3
Census Block3022
Census Tract22702

Owner

Source: Oneida County and Rome City records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8196 PHILLIPS RD, ROME, NY 13440-1517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC
Mar 25, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE
Mar 9, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2014 · Amount on Record
Deed SaleSep 2, 2014 · Amount on Record
Prior SaleAug 29, 2014 · Amount on Record
Deed Book / Page2014 / 12151
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address8196 PHILLIPS RD, ROME, NY 13440-1517
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003957
DateMar 9, 2021
Instrument2021-003957
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address8196 PHILLIPS RD, ROME, NY 13440-1517
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004722
DateMar 25, 2022
Instrument2022-004722
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address8196 PHILLIPS RD, ROME, NY 13440-1517
Transaction TypeMortgage
Record UpdatedApr 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3957
DateMar 9, 2021
Instrument2021-003957
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$217,000 (-) Land $20,000 Building $197,000$510,588 (+6.78%) Land $47,059 Building $463,529
2023$217,000 (-) Land $20,000 Building $197,000$478,184 (+17.92%) Land $44,072 Building $434,112
2022$10,931.00$217,000 Land $20,000 Building $197,000$405,532 Land $37,376 Building $368,156

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1980–1983)
Most Recent ClaimApr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

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