Santa Rosa County property record for 8196 Mercado St, Navarre, FL 32566 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,649 sqft · built 2023 |
| Lot Size | 0.458 acres (19,994 sqft) |
| Owner | Individual Name on File |
| Last Sale | $526,000 (Jan 2024) |
| Tax Bill | $5,045 (2024) |
| Deeds & Mortgages | Aug 2024 Sale May 2023 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-2S-26-2750-04000-0160 |
| Primary APN | 17-2S-26-2750-04000-0160 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,649 sqft Heated Area |
| 1st Floor Area | 3,238 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 19,994 sqft (0.458 acres) |
| Lot Dimensions | 2,000 ft deep x 1,000 ft wide |
| Patio Area | 9 sqft Patio |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 172S262750040000160 |
|---|---|
| Street Address | 8196 MERCADO ST |
| City | NAVARRE |
| State | FL |
| Zip | 32566-9241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NAVARRE 2ND ADD LOT 16 BLK 40 AS DES IN OR 4470 PG 990 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | NAVARRE 2ND ADD |
| Legal Block | 40 |
| Legal Lot Number | 16 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10825 |
Source: Santa Rosa County records · APN 17-2S-26-2750-04000-0160
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 8196 MERCADO ST, NAVARRE, FL 32566-9241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2024 | Warranty Deed, Transfer RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP |
| May 25, 2023 | Deed of Trust, Mortgage · Construction Mortgage THE FIRST A NATIONAL BANKING ASSN |
| Jan 31, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MORTGAGE ONE OF THE SOUTH INC |
| Jun 06, 2022 | Warranty Deed, Transfer RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 31, 2024 · Amount on Record |
| Deed Sale | Jan 31, 2024 · Amount on Record |
| Prior Sale | May 15, 2023 · Amount on Record |
| Deed Document Number | 202404208 |
| Deed Book / Page | 4470 / 990 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 20, 2024 |
| Property Address | 8196 MERCADO ST, NAVARRE, FL 32566-9241 |
| Document Number | 0045331776 |
| Book / Page | 4533 / 1776 |
| Map Reference | MB C PG 31 |
| Instrument Date | Aug 16, 2024 |
| Instrument | 202437539 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Tax | $497.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10F NO 57-9 JHONGSIAO E RD, TAIPEI CITY XX |
| Name | Verified Name |
|---|---|
| Address | 8196 MERCADO ST, NAVARRE, FL 32566-9241 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8196 MERCADO ST, NAVARRE, FL 32566-9241 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 105 AUBURN RD, FT WALTON BCH, FL 32547-2247 |
| Document Number | 0043981433 |
|---|---|
| Date | May 25, 2023 |
| Book Page | 4398/1433 |
| Instrument | 202323131 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Address | HATTIESBURG, MS 39404 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 31, 2024 |
| Property Address | 8196 MERCADO ST, NAVARRE, FL 32566-9241 |
| Document Number | 0044700990 |
| Book / Page | 4470 / 990 |
| Map Reference | MB C PG 31 |
| Instrument Date | Jan 29, 2024 |
| Instrument | 202404208 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 17, 2024 |
| Title Company | MEAD LAW AND TITLE, MEAD LAW & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,682.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 AUBURN RD, FORT WALTON BEACH, FL 32547-2247 |
| Name | Verified Name |
|---|---|
| Address | 8196 MEREADO STREET, NAVARRE, FL 32566-9241 |
| Document Number | 0202404209 |
|---|---|
| Date | Jan 31, 2024 |
| Instrument | 202404209 |
| Name | MORTGAGE ONE OF THE SOUTH INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Number | 0044700992 |
|---|---|
| Date | Jan 31, 2024 |
| Book Page | 4470/992 |
| Instrument | 202404209 |
| Name | MORTGAGE ONE OF THE SOUTH INC |
|---|---|
| Type | Mortgage Company |
| Address | 15 EGLIN PKWY NE, FORT WALTON BEACH, FL 32548 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 06, 2022 |
| Property Address | 8196 MERCADO ST, NAVARRE, FL 32566-9241 |
| Document Number | 0042911588 |
| Book / Page | 4291 / 1588 |
| Map Reference | MB C PG 31 |
| Instrument Date | May 31, 2022 |
| Instrument | 202233742 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Tax | $525.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4F NO 50 FUDE ROAD, MC LEAN, VA 22101 |
| Name | Verified Name |
|---|---|
| Address | 7111 BIRCH VIEW CT, FLOWERY BRANCH, GA 30542-3313 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,045.00 (+455.01%) | $423,186 (+605.31%) Land $68,000 Building $355,186 | $423,186 (+605.31%) Land $68,000 Building $355,186 |
| 2023 | $909.00 (+256.47%) | $60,000 (+185.71%) Land $60,000 | $60,000 (+185.71%) Land $60,000 |
| 2022 | $255.00 | $21,000 | $21,000 Land $21,000 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 61% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 763 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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