Macomb County property record for 8196 Garbor Ave, Warren, MI 48093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,394 sqft · built 1988 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Company Name on File |
| Last Sale | $157,500 (Jun 2020) |
| Tax Bill | $5,545 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-13-15-351-012 |
| Primary APN | 12-13-15-351-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,394 sqft Living Area |
| 1st Floor Area | 697 sqft |
| Basement Area | 697 sqft |
| Unfinished Basement | 697 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 257 ft deep x 61 ft wide |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 8196 GARBOR AVE |
|---|---|
| City | WARREN |
| State | MI |
| Zip | 48093-2890 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-C |
| Legal Description | SUPERVISORS PLAT OF VAN DYKE GARDENS LOT 36 L.20 P.25 |
| Legal Subdivision | GARDEN |
| Legal Lot Number | 36 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | WARREN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 261900 |
8196 Garbor Ave is owned by a company that bought it in June 2020 and is owner-occupied.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 8196 GARBOR AVE, WARREN, MI 48093-2890 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2021 | Deed of Trust, Mortgage · Line of Credit RUOFF MORTGAGE COMPANY INC |
| Jun 29, 2020 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2020 · Amount on File |
| Deed Sale | Jun 29, 2020 · Amount on File |
| Deed Document Number | 202073075 |
| Deed Book / Page | 26797 / 925 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 8196 GARBOR AVE, WARREN, MI 48093-2890 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8196 GARBOR AVE, WARREN, MI 48093-2890 |
| Document Number | 2102262614 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 28154/155 |
| Instrument | 202102262614 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jun 29, 2020 |
| Property Address | 8196 GARBOR AVE, WARREN, MI 48093-2890 |
| Document Number | 0000073075 |
| Book / Page | 26797 / 925 |
| Map Reference | LB 20 PG 25 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 2073075 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Title Company | TITLE ONE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,354.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 80 WILDWOOD DR, 80, TROY, MI 48085-1582 |
| Name | Verified Name |
|---|---|
| Address | 8196 GARBOR AVE, WARREN, MI 48093-2890 |
| Document Number | 0000073076 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 2073076 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 8196 Garbor Ave was $5,545 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Warren City |
| Unified School District | Center Line Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,190 | $238,380 | |
| 2025 | $5,545.00 | ||
| 2023 | $86,960 | $173,920 | |
| 2022 | $4,978.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8196 Garbor Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 8196 Garbor Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WARREN serves 134,056 people · EPA ID MI0006900 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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