St. Johns County property record for 8195 A1A S, Saint Augustine, FL 32080 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,860 sqft · built 2023 |
| Lot Size | 1.01 acres (43,995 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Feb 2020) |
| Tax Bill | $13,187 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jul 2021 Construction Loan + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 186140-0320 |
| Primary APN | 186140-0320 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,860 sqft Living Area |
| 1st Floor Area | 1,430 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,995 sqft (1.01 acres) |
| Lot Dimensions | 398 ft deep x 56 ft wide |
| Garage Area | 720 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8195 A1A S |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-8306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12-32 PT OF GL 2 SEC 11 & PT GL 1 SEC 12 LYING W OF A1A - 101.FT ON RD X 607FT X 56FT ON HIGH WATER LINE OF MATANZAS RIVER X 565FT (PT OF PARC I) OR4891/299 |
| Legal Range | 30E |
| Legal Township | 09S |
| Legal Section | 12 |
| Legal Phase | 11,12 |
| Legal Block | 3 |
| Legal Lot Number | 12-32 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 21209 |
Source: St. Johns County records · APN 186140-0320
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13107 CHETS CREEK DR S, JACKSONVILLE, FL 32224-7426 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 06, 2023 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Jul 07, 2021 | Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK |
| Feb 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 27, 2020 · Amount on Record |
| Deed Sale | Feb 27, 2020 · Amount on Record |
| Deed Document Number | 202015608 |
| Deed Book / Page | 4891 / 299 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 8195 A1A S, SAINT AUGUSTINE, FL 32080-8306 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 13107 CHETS CREEK DR S, JACKSONVILLE, FL 32224-7426 |
| Document Number | 0057700730 |
|---|---|
| Date | Jun 06, 2023 |
| Book Page | 5770/730 |
| Instrument | 2023043459 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 8195 A1A S, SAINT AUGUSTINE, FL 32080-8306 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | PARADISE TITLE |
| Name | Verified Name |
|---|---|
| Address | 13107 CHETS CREEK DR S, JACKSONVILLE, FL 32224-7426 |
| Document Number | 0053111698 |
|---|---|
| Date | Jul 07, 2021 |
| Book Page | 5311/1698 |
| Instrument | 2021075312 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Aug 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Aug 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 5.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 27, 2020 |
| Property Address | 8195 A1A S, SAINT AUGUSTINE, FL 32080-8306 |
| Document Number | 0048910299 |
| Book / Page | 4891 / 299 |
| Instrument Date | Feb 25, 2020 |
| Instrument | 2020015608 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1400 AIKEN AVE, 1400, JACKSONVILLE, FL 32207-2217 |
| Name | Verified Name |
|---|---|
| Address | 130474 CHETS CREEK DR S, JACKSONVILLE, FL 32224 |
| Document Number | 48910301 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 4891/0301 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Mar 01, 2025 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $953,538 (-0.29%) Land $355,500 Building $598,038 | $953,538 (-0.29%) Land $355,500 Building $598,038 | |
| 2025 | $13,187.00 (+18.99%) | $956,308 (+11.29%) | $956,308 (+11.29%) Land $355,500 Building $600,808 |
| 2024 | $11,082.00 (+174.85%) | $859,308 (+190.06%) | $859,308 (+190.06%) Land $296,250 Building $563,058 |
| 2023 | $4,032.00 (-0.25%) | $296,250 (-10.34%) | $296,250 (-10.34%) Land $296,250 |
| 2022 | $4,042.00 | $330,400 | $330,400 Land $330,400 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Wildfire Risk | Low above 35% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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