8194 Mallard Rd, Denver, NC 28037 Property Records

Lincoln County property record for 8194 Mallard Rd, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,800 sqft · built 1986
Lot Size	0.837 acres (36,460 sqft)
Owner	2 Individual Names on File
Last Sale	$1,215,000 (Mar 2026)
Tax Bill	$6,757 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4613-21-9447`

Property Details

APN / Parcel Number

Primary APN	`4613-21-9447`
Alternative APNs	`461318219447` `247406` `316155` `34408`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
Basement Area	1,800 sqft
Finished Basement	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	36,460 sqft (0.837 acres)

Exterior Amenities

Canopy	144 sqft
Loading Dock	840 sqft
Storage Building	144 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	316155
Street Address	8194 MALLARD RD
City	DENVER
State	NC
Zip	28037-8633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#28 LINCOLN FOREST-DENVER
Legal Subdivision	LINCOLN FOREST
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1012
Census Tract	71201

Owner

8194 Mallard Rd is owned and occupied by two individuals who bought it in March 2026.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8194 MALLARD RD, DENVER, NC 28037-8633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 4, 2019	Deed of Trust, Mortgage BRANCH BK&TR
Jul 16, 2018	Warranty Deed, Transfer BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2026 · Amount on File
Deed Sale	Mar 25, 2026 · Amount on File
Prior Sale	Jul 16, 2018 · Amount on File
Deed Document Number	2026707170
Deed Book / Page	3488 / 364
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Mar 25, 2026
Property Address	8194 MALLARD RD, DENVER, NC 28037-8633
Document Number	0003488364
Book / Page	3488 / 364
Map Reference	MB C PG 57
Instrument Date	Mar 25, 2026
Instrument	707170
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	LKN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6401 DUNHAM RD, DOWNERS GROVE, IL 60516-2601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8194 MALLARD RD, DENVER, NC 28037-8633

Mortgage

Document Number	0000707171
Date	Mar 25, 2026
Instrument	707171

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	SOFR Average 30-Day
Max Rate	10.3%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	8194 MALLARD RD, DENVER, NC 28037-8633
Document Number	2852429
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8194 MALLARD RD #R DENVER NC 280378633, R, DENVER, NC 28037-8633

Mortgage

Document Number	2852429
Date	Oct 9, 2019
Book Page	002852/000429
Instrument	598917

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jul 16, 2018
Property Address	8194 MALLARD RD, DENVER, NC 28037-8633
Document Number	2756327
Book / Page	002756 / 000327
Instrument Date	Jul 16, 2018
Instrument	580590
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8194 MALLARD RD DENVER NC 280378633, DENVER, NC 28037-8633

Mortgage

Document Number	2756331
Date	Jul 16, 2018
Book Page	002756/000331
Instrument	580591

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 8194 Mallard Rd was $6,757.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,757.00	$1,095,617 (-) Land $486,026 Building $609,591	$1,095,617 (-) Land $486,026 Building $609,591
2025	$6,757.00	$1,095,617 Land $486,026 Building $609,591	$1,095,617 Land $486,026 Building $609,591
2023	$6,709.00	$1,095,617 Land $486,026 Building $609,591	$1,095,617 Land $486,026 Building $609,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8194 Mallard Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8194 Mallard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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