Oceana County property record for 8193 E Garfield Rd, Hesperia, MI 49421
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.212 acres (9,273 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $55,000 (Sep 2002) |
| Tax Bill | $918 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 019-002-100-30 |
| Primary APN | 019-002-100-30 |
|---|
| Lot Area | 9,273 sqft (0.212 acres) |
|---|
| Street Address | 8193 E GARFIELD RD |
|---|---|
| City | HESPERIA |
| State | MI |
| Zip | 49421-9568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8193 E GARFIELD RD WD-L2002P28220 QC-L2016/P8535 SPL FR 100-12 IN 88 PER LG SEC 2 T13N R15W. N 160 FT OF E 83 FT OF W 208 FT |
| Legal Range | 15W |
| Legal Township | 13N |
| Legal Section | 02 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 10600 |
Source: Oceana County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8193 E GARFIELD RD, HESPERIA, MI 49421-9568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK |
| Nov 14, 2022 | Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2002 · Amount on Record |
| Deed Sale | Sep 13, 2002 · Amount on Record |
| Deed Book / Page | 2202 / 8220 |
| Last Transfer Date | May 5, 2016 |
| Transfer Doc | 2016/008535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Jul 10, 2026 |
| Property Address | 8193 E GARFIELD RD, HESPERIA, MI 49421-9568 |
| Document Number | 0000004060 |
| Book / Page | 2026 / 15111 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 20264060 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8193 E GARFIELD RD, HESPERIA, MI 49421-9568 |
| Document Number | 0000004060, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 2026/15111 |
| Instrument | 20264060 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 8193 E GARFIELD RD, HESPERIA, MI 49421-9568 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Title Company | PARKS TITLE |
| Name | Verified Name |
|---|---|
| Address | 8193 E GARFIELD RD, HESPERIA, MI 49421-9568 |
| Document Number | 2022/23360 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 2022/23360 |
| Instrument | 202200006421 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Amount | Amount Recorded |
|---|
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Greenwood Township |
| Unified School District | Hesperia Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,700 (+9.79%) Land $61,700 | $123,400 (+9.79%) Land $123,400 | |
| 2025 | $918.00 (+2.34%) Homeowner's exemption | $56,200 (+51.89%) Land $56,200 | $112,400 (+51.89%) Land $112,400 |
| 2024 | $897.00 (+15.3%) | ||
| 2023 | $37,000 Land $37,000 | $74,000 (-) Land $74,000 | |
| 2022 | $778.00 | $74,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 8 (1979–2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: NCATS.
4G LTE (outdoors only), no 5G reported
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