8191 Thornton St, Locust, NC 28097 Property Records

Cabarrus County property record for 8191 Thornton St, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,088 sqft · built 2014
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Oct 2023)
Tax Bill	$2,722 (2023)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jan 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09012A0215.000000`

Property Details

APN / Parcel Number

Primary APN	`09012A0215.000000`
Alternative APNs	`5576 26 6718` `118781` `165976`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,088 sqft Living Area
Gross Area	2,744 sqft
1st Floor Area	1,044 sqft
Upper Floors Area	1,044 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	112 ft deep x 55 ft wide
Garage Type	Mixed
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	720 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	136 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	165976
Street Address	8191 THORNTON ST
City	LOCUST
State	NC
Zip	28097-4511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPS
Legal Description	LT 215 MEADOWCREEK
Legal Subdivision	MEADOWCREEK VILLAGE
Legal Lot Number	215
Jurisdiction	CABARRUS NC
Township / Civil Division	9, GEORGEVILLE
Census Block Group	2
Census Block	2041
Census Tract	41602

Owner

8191 Thornton St is owned and occupied by two individuals who bought it in October 2023.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8191 THORNTON ST, LOCUST, NC 28097-4511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 26, 2023	Intrafamily Transfer, Transfer
Oct 16, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 1, 2017	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2023 · Amount on File
Deed Sale	Oct 13, 2023 · Amount on File
Prior Sale	Apr 16, 2015 · Amount on File
Deed Document Number	202321171
Deed Book / Page	16680 / 258
Prior Transfer Date	Jan 21, 2023
Prior Transfer Doc	0016353118
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 13, 2023
Property Address	8191 THORNTON ST, LOCUST, NC 28097-4511
Document Number	0016680258
Book / Page	16680 / 258
Map Reference	MB 54 PG 43
Instrument Date	Oct 9, 2023
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29 HIGH ST, LEE, MA 01238-1684

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8191 THORNTON ST, LOCUST, NC 28097-4511

Mortgage

Document Number	0166800261
Date	Oct 13, 2023
Instrument	16680-0261

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Jan 26, 2023
Property Address	8191 THORNTON ST, LOCUST, NC 28097-4511
Document Number	0016353118
Book / Page	16353 / 118
Map Reference	MB 54 PG 43
Instrument Date	Jan 21, 2023
Transaction Type	Transfer
Record Updated	Feb 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6301 ALMEDA RD APT 234, 234, HOUSTON, TX 77021-1058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4925 EDGEMOORE TRCE, CUMMING, GA 30040-1864

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 16, 2017
Property Address	8191 THORNTON ST, LOCUST, NC 28097-4511
Document Number	12722196
Book / Page	012722 / 000196
Instrument Date	Oct 6, 2017
Instrument	26981
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8191 THORNTON ST LOCUST NC 280974511, LOCUST, NC 28097-4511

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 1, 2017
Property Address	8191 THORNTON ST, LOCUST, NC 28097-4511
Document Number	0012661157
Book / Page	12661 / 0157
Map Reference	MAP1
Instrument Date	Aug 25, 2017
Instrument	12661-0157
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8191 THORNTON ST, 8191, LOCUST, NC 28097-4511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8191 THORNTON ST, LOCUST, NC 28097-4511

Mortgage

Document Number	0126610159
Date	Sep 1, 2017
Instrument	12661-0159

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Locust City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,290 (-) Land $66,000 Building $254,290
2025		$320,290 Land $66,000 Building $254,290
2024			$320,290 (+46.72%) Land $66,000 Building $254,290
2023	$2,722.00	$218,300 Land $40,500 Building $177,800	$218,300 Land $40,500 Building $177,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8191 Thornton St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8191 Thornton St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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