8191 Emerald Ter, Lodi, WI 53555 Property Records

Dane County property record for 8191 Emerald Ter, Lodi, WI 53555

Property Summary

Property TypeSingle Family Home
Lot Size0.55 acres (23,958 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Jul 2019)
Tax Bill$6,195 (2025)
Deeds & MortgagesOct 2020 Mortgage
Oct 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0907-024-0896-8

Property Details

APN / Parcel Number

Primary APN0907-024-0896-8

Exterior

Lot Area23,958 sqft (0.55 acres)

Location & Zoning

Street Address8191 EMERALD TER
CityLODI
StateWI
Zip53555-9574
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR-08
Legal DescriptionCRYSTAL LAKE ESTATES LOT 36
Legal Range07
Legal Township09
Legal Section02
Legal SubdivisionCRYSTAL LAKE ESTATES
Legal Block8
Legal Lot Number36
JurisdictionDANE WI
Township / Civil DivisionROXBURY
Census Block Group1
Census Block1022
Census Tract12900

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8191 EMERALD TER, LODI, WI 53555-9574
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
STATE BANK OF CROSS PLAINS
Oct 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
STATE BK/CROSS PLAINS
Jul 5, 2019Warranty Deed, Transfer
STATE BK/CROSS PLAINS
Feb 9, 2018Deed of Trust, Mortgage · Line of Credit
SUMMIT CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2019 · Amount on Record
Deed SaleJul 5, 2019 · Amount on Record
Prior SaleSep 23, 2014 · Amount on Record
Deed Document Number5501854
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address8191 EMERALD TER, LODI, WI 53555-9574
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005650857
DateOct 20, 2020
Instrument5650857
Lender
NameSTATE BANK OF CROSS PLAINS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2035
Interest
Rate TypeFixed Rate

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address8191 EMERALD TER, LODI, WI 53555-9574
Document Number0005531759
Instrument DateOct 11, 2019
Transaction TypeMortgage
Record UpdatedNov 5, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8191 EMERALD TER LODI WI 535559574, LODI, WI 53555-9574

Mortgage

Document Number0005531759
DateOct 17, 2019
Instrument5531759
Lender
NameSTATE BK/CROSS PLAINS
TypeBank
AddressCROSS PLAINS, WI 53528
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 16, 2034

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDANE WI
Recording DateJul 5, 2019
Property Address8191 EMERALD TER, LODI, WI 53555-9574
Document Number0005501854
Instrument DateJun 26, 2019
Instrument5501854
Transaction TypeTransfer
Record UpdatedJul 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,200.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8191 EMERALD TER LODI WI 535559574, LODI, WI 53555-9574

Mortgage

Document Number5501855
DateJul 5, 2019
Instrument5501855
Lender
NameSTATE BK/CROSS PLAINS
TypeBank
AddressCROSS PLAINS, WI 53528
Agreement
AmountAmount Recorded

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address8191 EMERALD TER, LODI, WI 53555-9574
Document Number0005389759
Instrument DateFeb 9, 2018
Transaction TypeMortgage
Record UpdatedFeb 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8191 EMERALD TER LODI WI 535559574, LODI, WI 53555-9574

Mortgage

Document Number0005389759
DateFeb 14, 2018
Instrument5389759
Lender
NameSUMMIT CU
AddressMADISON, WI 53718
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 13, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyDane County
County SubdivisionRoxbury Town
Unified School DistrictSauk Prairie School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,195.00 (+5.86%)$412,500 (-) Land $72,600 Building $339,900$588,200 (+15.31%)
2023$412,500 Land $72,600 Building $339,900$510,100
2022$5,852.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims16 (1999–2020)
Claims Outside the SFHA13 of 16
Most Recent ClaimMar 2020 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jul 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Frontier
DSL
90 / 5
Bug Tussel Wireless
Fixed Wireless
25 / 5

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