Saginaw County property record for 8191 Elms Rd, Birch Run, MI 48415
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,328 sqft · built 1995 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $267,000 (Apr 2026) |
| Tax Bill | $846 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Jan 2026 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-10-5-01-1006-001 |
| Primary APN | 27-10-5-01-1006-001 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,328 sqft Living Area |
| 1st Floor Area | 1,328 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 628 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 48 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8191 ELMS RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-8750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT A PT 1121.89 FT W FROM NE CORN TH S 761.44 FT TO POB OF THIS DESC TH S 252.66 FT TH W 173.09 FT TH N 252.66 FT TH E 173.09 FT TO POB 1.0 ACRE SEC 1 T10N R5E |
| Legal Range | 05E |
| Legal Township | 10N |
| Legal Section | 01 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | TAYMOUTH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 13000 |
Source: Saginaw County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8191 ELMS RD, BIRCH RUN, MI 48415-8750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 21, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 21, 2026 | Intrafamily Transfer, Transfer |
| Jun 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 18, 2022 | Warranty Deed, Transfer REPUTATION FIRST TITLE AGENCY, REPUTATION FIRST TITLE AGCY |
| Apr 29, 2020 | Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2026 · Amount on Record |
| Deed Sale | Apr 21, 2026 · Amount on Record |
| Prior Sale | Jul 18, 2022 · Amount on Record |
| Deed Document Number | 202611283 |
| Prior Transfer Date | Jan 16, 2026 |
| Prior Transfer Doc | 0000001457 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 21, 2026 |
| Property Address | 8191 ELMS RD, BIRCH RUN, MI 48415-8750 |
| Document Number | 0000011283 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 2026.11283 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $202,252.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8191 ELMS RD, BIRCH RUN, MI 48415-8750 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jan 21, 2026 |
| Property Address | 8191 ELMS RD, BIRCH RUN, MI 48415-8750 |
| Document Number | 0000001457 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 2026001457 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8191 ELMS RD, BIRCH RUN, MI 48415-8750 |
| Name | Verified Name |
|---|---|
| Address | 8191 ELMS RD, BIRCH RUN, MI 48415-8750 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 8191 ELMS RD, BIRCH RUN, MI 48415-8750 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6851 JANES RD, SAGINAW, MI 48601-9659 |
| Document Number | 0000018535 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 2022018535 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 8191 ELMS RD, BIRCH RUN, MI 48415-8750 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8191 ELMS RD, BIRCH RUN, MI 48415-8750 |
| Document Number | 0000001433 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 2021001433 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jul 18, 2022 |
| Property Address | 8191 ELMS RD, BIRCH RUN, MI 48415-8750 |
| Document Number | 0000019905 |
| Instrument Date | Jun 27, 2022 |
| Instrument | 2022019905 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | REPUTATION FIRST TITLE AGENCY, REPUTATION FIRST TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8191 ELMS RD, 8191, BIRCH RUN, MI 48415-8750 |
| Name | Verified Name |
|---|---|
| Address | 8191 ELMS RD, BIRCH RUN, MI 48415-8750 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 29, 2020 |
| Property Address | 8191 ELMS RD, BIRCH RUN, MI 48415-8750 |
| Document Number | 0000012115 |
| Instrument Date | Apr 21, 2020 |
| Instrument | 12115 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2020 |
| Title Company | LEGACY TITLE AGENCY INC, LEGACY TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 107 S WASHINGTON AVE SAGINAW MI 486071262, SAGINAW, MI 48607-1262 |
| Document Number | 11732 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 11732 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 28, 2050 |
Source: Saginaw County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Taymouth Township |
| Unified School District | Birch Run Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,100 (+8.89%) | $186,200 (+8.89%) | |
| 2025 | $846.00 (-65.54%) Homeowner's exemption | $85,500 (+18.26%) | $171,000 (+18.26%) |
| 2024 | $2,455.00 (+22.63%) | ||
| 2023 | $72,300 | $144,600 | |
| 2022 | $2,002.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1986–2017) |
| Most Recent Claim | Apr 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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