Winnebago County property record for 8191 Charissa's Pl, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 1,924 sqft · built 1998 |
| Lot Size | 1.16 acres (50,965 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $16,193 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-36-151-016 |
| Primary APN | 04-36-151-016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,924 sqft Living Area |
| Basement Area | 1,506 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 50,965 sqft |
| Garage Area | 766 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 036B202 |
|---|---|
| Street Address | 8191 CHARISSAS PL |
| City | ROSCOE |
| State | IL |
| Zip | 61073-7579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE |
| Legal Description | EAGLE POINTE EST BNG PT SW 1/4 NW1/4 SEC 36-46-2 LOT 2 |
| Legal Range | 2 |
| Legal Township | 46 |
| Legal Section | 36 |
| Legal Subdivision | EAGLE POINTE EST |
| Legal Lot Number | 2 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 3903 |
8191 Charissa's Pl is owned and occupied by an individual.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8191 CHARISSAS PL, ROSCOE, IL 61073-7579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS BANK & TRUST |
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BYRON BK |
| Jun 27, 2017 | Deed of Trust, Mortgage · Line of Credit ROCKFORD BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 8191 CHARISSAS PL, ROSCOE, IL 61073-7579 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001140 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 2101140 |
| Name | ILLINOIS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 8191 CHARISSAS PL, ROSCOE, IL 61073-7579 |
| Document Number | 0001030974 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2020 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8191 CHARISSAS PL ROSCOE IL 610737579, ROSCOE, IL 61073-7579 |
| Document Number | 0001030974 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 1030974 |
| Name | BYRON BK |
|---|---|
| Type | Bank |
| Address | BYRON, IL 61010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 13, 2035 |
| Rate | 2.6% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 8191 CHARISSAS PL, ROSCOE, IL 61073-7579 |
| Document Number | 0001020974 |
| Instrument Date | Jun 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2017 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Name | Verified Name |
|---|---|
| Address | 8191 CHARISSAS PL ROSCOE IL 610737579, ROSCOE, IL 61073-7579 |
| Document Number | 0001020974 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 1020974 |
| Name | ROCKFORD BK&TR |
|---|---|
| Type | Bank |
| Address | ROCKFORD, IL 61110-0248 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 8191 Charissa's Pl was $16,193 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,193.00 | $213,906 Land $34,894 Building $179,012 | $641,718 Land $104,682 Building $537,036 |
| 2022 | Homeowner's exemption | $160,276 Land $26,146 Building $134,130 | $480,828 Land $78,438 Building $402,390 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8191 Charissa's Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8191 Charissa's Pl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures