81906 Ave Bahia, Indio, CA 92203 Property Records

Riverside County property record for 81906 Ave Bahia, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,432 sqft · built 2006
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Trust Names on File
Last Sale	$238,000 (Jul 2013)
Tax Bill	$5,012 (2025)
Deeds & Mortgages	Oct 2017 Reverse Mortgage Oct 2020 Reverse Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`691-440-018`

Property Details

APN / Parcel Number

Primary APN	`691-440-018`
Alternative APN	`679920018`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,432 sqft Living Area
Gross Area	3,682 sqft
1st Floor Area	1,432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	81906 AVENIDA BAHIA
City	INDIO
State	CA
Zip	92203-7824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A120
Legal Description	.14 ACRES M/L IN LOT 18 MB 392/019 TR 32390-2
Legal Subdivision	TRACT NO 32390 2
Legal Tract	32390-2
Legal Lot Number	18
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2019
Census Tract	45216

Owner

81906 Ave Bahia is owner-occupied and held in a trust since September 2020.

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	81906 AVENIDA BAHIA, INDIO, CA 92203-7824
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2017	Deed of Trust, Mortgage · Reverse Mortgage HIGHTECHLENDING INC
Oct 2, 2020	Intrafamily Transfer, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Oct 25, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2013 · Amount on File
Deed Sale	Jul 22, 2013 · Amount on File
Prior Sale	Jun 27, 2013 · Amount on File
Deed Document Number	2013350895
Last Transfer Date	Sep 18, 2020
Transfer Doc	0000472034
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	81906 AVENIDA BAHIA, INDIO, CA 92203-7824
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000450081
Date	Oct 30, 2017
Instrument	2017-0450081

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.7%
Type Change Date	Nov 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR
Max Rate	5%

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 2, 2020
Property Address	81906 AVENIDA BAHIA, INDIO, CA 92203-7824
Document Number	0000472034
Map Reference	MB 392 PG 19-27
Instrument Date	Sep 18, 2020
Instrument	2020-0472034
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	81906 AVENIDA BAHIA, INDIO, CA 92203-7824

Mortgage

Document Number	0000472035
Date	Oct 2, 2020
Instrument	2020-0472035

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	915 Months
Due	Jan 17, 2097

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	81906 AVENIDA BAHIA, INDIO, CA 92203-7824
Document Number	0000450082
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	81906 AVENIDA BAHIA INDIO CA 922037824, INDIO, CA 92203-7824

Mortgage

Document Number	0000450082
Date	Oct 30, 2017
Instrument	450082

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 81906 Ave Bahia was $5,012 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$297,576 (+2%) Land $74,390 Building $223,186
2025	$5,012.00 Homeowner's exemption	$291,742 Land $72,932 Building $218,810
2023	$4,673.00 (+2.14%) Homeowner's exemption	$280,414 Land $70,100 Building $210,314
2022	$4,575.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 81906 Ave Bahia in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 81906 Ave Bahia has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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