8190 Ohern Rd, Saginaw, MI 48609 Property Records

Saginaw County property record for 8190 Ohern Rd, Saginaw, MI 48609

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,522 sqft · built 1966
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jan 2023)
Tax Bill	$3,777 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jun 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28-12-3-26-4419-000`

Property Details

APN / Parcel Number

Primary APN	`28-12-3-26-4419-000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,522 sqft Living Area
1st Floor Area	1,522 sqft
Basement Area	1,522 sqft
Unfinished Basement	1,522 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Raised Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	8 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	8190 OHERN RD
City	SAGINAW
State	MI
Zip	48609-5116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 19 WESTWOOD ESTATES SEC 26 T12N R3E
Legal Range	03E
Legal Township	12N
Legal Section	26
Legal Subdivision	WESTWOOD ESTATES
Legal Lot Number	19
Legal Unit	19
Jurisdiction	SAGINAW MI
Township / Civil Division	THOMAS
Census Block Group	1
Census Block	1007
Census Tract	12003

Owner

8190 Ohern Rd is owned and occupied by an individual who bought it in January 2023.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	8190 OHERN RD, SAGINAW, MI 48609-5116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Warranty Deed, Transfer · Conventional Mortgage HEALTH ADVANTAGE FEDERAL CU
Jun 17, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2023 · Amount on File
Deed Sale	Jan 5, 2023 · Amount on File
Deed Document Number	2023243
Prior Transfer Date	Nov 4, 1999
Prior Transfer Doc	0000017943
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 5, 2023
Property Address	8190 OHERN RD, SAGINAW, MI 48609-5116
Document Number	0000000243
Map Reference	LB 15 PG 28
Instrument Date	Dec 20, 2022
Instrument	2023000243
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6965 TRINKLEIN RD, SAGINAW, MI 48609-7078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3771 N THOMAS RD, FREELAND, MI 48623-8819

Mortgage

Document Number	0000000244
Date	Jan 5, 2023
Instrument	2023000244

Lender

Name	HEALTH ADVANTAGE FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Jun 17, 2022
Property Address	8190 OHERN RD, SAGINAW, MI 48609-5116
Document Number	0000017943
Instrument Date	Nov 4, 1999
Instrument	2022017943
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8190 OHERN RD, 8190, SAGINAW, MI 48609-5116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8190 OHERN RD, SAGINAW, MI 48609-5116

Tax Assessment & Valuation

The 2025 property tax bill for 8190 Ohern Rd was $3,777 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Thomas Township
Unified School District	Swan Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,700	$225,400
2025	$3,777.00 Homeowner's exemption
2023		$86,200	$172,400
2022	$2,681.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8190 Ohern Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8190 Ohern Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Ohern Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures