8190 Cedar Ln, Side Lake, MN 55781 Property Records

Itasca County property record for 8190 Cedar Ln, Side Lake, MN 55781

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,560 sqft · built 2008
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Aug 2024)
Tax Bill	$3,588 (2026)
Deeds & Mortgages	Mar 2021 Refinance Sep 2024 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`06-440-0030`

Property Details

APN / Parcel Number

Primary APN	`06-440-0030`
Alternative APNs	`148037` `8997`

Interior

Bedrooms	3 Beds
Building Area	1,560 sqft Base Area
1st Floor Area	1,560 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,045 sqft (1.08 acres)
Lot Width	229 ft Width
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Patio
Porch Area	450 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	148037
Street Address	8190 CEDAR LN
City	SIDE LAKE
State	MN
Zip	55781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	LOT 3
Legal Range	22W
Legal Township	60N
Legal Section	01
Legal Subdivision	TRUST
Legal Lot Number	3
Jurisdiction	ITASCA MN
Township / Civil Division	BEARVILLE
Census Block Group	1
Census Block	1053
Census Tract	480401

Owner

Source: Itasca County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8190 CEDAR LN, SIDE LAKE, MN 55781
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Sep 25, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage SECURITY STATE BANK
Dec 14, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2024 · Amount on Record
Deed Sale	Aug 22, 2024 · Amount on Record
Prior Sale	Feb 26, 2015 · Amount on Record
Deed Document Number	20241689819
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	8190 CEDAR LN, SIDE LAKE, MN 55781
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000067705
Date	Mar 5, 2021
Instrument	T000067705

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ITASCA MN
Recording Date	Sep 25, 2024
Property Address	8190 CEDAR LN, SIDE LAKE, MN 55781
Document Number	T000071724
Instrument Date	Aug 22, 2024
Instrument	T000071724
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ALL AMERICAN TITLE AGENCY LLC, ALL AMERICAN TITLE AGENCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8190 CEDAR LN, SIDE LAKE, MN 55781

Mortgage

Document Number	T000071725
Date	Sep 25, 2024
Instrument	T000071725

Lender

Name	SECURITY STATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ITASCA MN
Recording Date	Dec 14, 2022
Property Address	8190 CEDAR LN, SIDE LAKE, MN 55781
Document Number	T000070127
Instrument Date	Dec 10, 2022
Instrument	T000070127
Transaction Type	Transfer
Record Updated	Jan 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Itasca County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Itasca County
County Subdivision	Bearville Township
Unified School District	Grand Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,588.00 (+8.86%) Homeowner's exemption
2025		$495,800 (+66.82%) Land $142,600 Building $353,200	$495,800 (+66.82%) Land $142,600 Building $353,200
2024	$3,296.00
2022		$297,200 Land $112,400 Building $184,800	$297,200 Land $112,400 Building $184,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2025

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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