819 Walters Mill Rd, Monroe, NC 28112 Property Records

Union County property record for 819 Walters Mill Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,064 sqft · built 1970
Lot Size	2.53 acres (110,599 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,000 (Oct 2014)
Tax Bill	$1,839 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-132-017`

Property Details

APN / Parcel Number

Primary APN	`04-132-017`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,064 sqft Living Area
1st Floor Area	2,064 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	110,599 sqft (2.53 acres)
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	819 WALTERS MILL RD
City	MONROE
State	NC
Zip	28112-8981
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	PENDER 00819 WALTERS MILL RD
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	2
Census Block	2025
Census Tract	20901

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	819 WALTERS MILL RD, MONROE, NC 28112-8981
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2014 · Amount on Record
Deed Sale	Oct 7, 2014 · Amount on Record
Deed Document Number	201426746
Deed Book / Page	6314 / 645
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	819 WALTERS MILL RD, MONROE, NC 28112-8981
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LENDER RECORDING SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6872501
Date	Feb 7, 2017
Book Page	6872/501
Instrument	0003418

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	819 WALTERS MILL RD, MONROE, NC 28112-8981
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7751815
Date	Jul 29, 2020
Book Page	7751/815
Instrument	28363

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,600 (-) Land $76,800 Building $307,800	$384,600 (-) Land $76,800 Building $307,800
2025	$1,839.00 (+29.69%)	$384,600 (+68.83%) Land $76,800 Building $307,800	$384,600 (+68.83%) Land $76,800 Building $307,800
2023	$1,418.00	$227,800 Land $34,700 Building $193,100	$227,800 Land $34,700 Building $193,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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