Fremont County property record for 819 Sumo Ave, Florence, CO 81226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 4,308 sqft · built 2003 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,363 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Oct 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R038256 |
| Primary APN | R038256 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 4,308 sqft Living Area |
| Gross Area | 4,748 sqft |
| Basement Area | 1,352 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R038256 |
|---|---|
| Street Address | 819 SUMO AVE |
| City | FLORENCE |
| State | CO |
| Zip | 81226-1711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 SUMO VILLAGE AT FLORENCE FIL #2 REF FROM 999-04-215 |
| Legal Subdivision | SUMO VILLAGE AT FLORENCE |
| Legal Lot Number | 4 |
| Jurisdiction | FREMONT CO |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 979400 |
Source: Fremont County records, as of August 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 819 SUMO AVE, FLORENCE, CO 81226-1711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 1, 2023 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO |
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION OF COLORADO |
| Oct 20, 2021 | Intrafamily Transfer, Transfer |
| Apr 15, 2021 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO |
| Apr 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Jun 15, 2017 | Warranty Deed, Transfer · Conventional Mortgage BBMC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 15, 2021 |
| Transfer Doc | 0001008228 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT CO |
| Property Address | 819 SUMO AVE, FLORENCE, CO 81226-1711 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001024163 |
|---|---|
| Date | Feb 1, 2023 |
| Instrument | 1024163 |
| Name | CREDIT UNION OF COLORADO |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 31, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT CO |
| Property Address | 819 SUMO AVE, FLORENCE, CO 81226-1711 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001008325 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 1008325 |
| Name | CREDIT UNION OF COLORADO |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREMONT CO |
| Recording Date | Oct 20, 2021 |
| Property Address | 819 SUMO AVE, FLORENCE, CO 81226-1711 |
| Document Number | 0001008228 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 1008228 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 819 SUMO AVE, FLORENCE, CO 81226-1711 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT CO |
| Property Address | 819 SUMO AVE, FLORENCE, CO 81226-1711 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000999780 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 999780 |
| Name | CREDIT UNION OF COLORADO |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 14, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREMONT CO |
| Recording Date | Apr 27, 2020 |
| Property Address | 819 SUMO AVE, FLORENCE, CO 81226-1711 |
| Document Number | 0000984851 |
| Instrument Date | Apr 23, 2020 |
| Instrument | 984851 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Title Company | EMPIRE TITLE CO SPRINGS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 819 SUMO AVE, FLORENCE, CO 81226-1711 |
| Document Number | 0000984852 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 984852 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREMONT CO |
| Recording Date | Jun 15, 2017 |
| Property Address | 819 SUMO AVE, FLORENCE, CO 81226-1711 |
| Document Number | 0000951269 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 951269 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 819 SUMO AVE, FLORENCE, CO 81226-1711 |
| Document Number | 0000951270 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | 951270 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Fremont County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Fremont County |
| Municipality | Florence City |
| Unified School District | Fremont RE-2 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,363.00 (+35.18%) | $29,634 (+16.33%) | $474,132 (+24.71%) |
| 2024 | $1,748.00 (+1.63%) | $25,473 (+16.91%) | |
| 2023 | $1,720.00 (+6.57%) | $21,789 (+7.39%) | $380,199 (+30.23%) |
| 2022 | $1,614.00 | $20,290 | $291,937 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 43% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 7,500 people · EPA ID CO0122500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2025 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SECOM Fixed Wireless | 100 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
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