819 Summer St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 819 Summer St, Lynn, MA 01905

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,418 sqft · built 1880
Lot Size	0.092 acres (4,025 sqft)
Owner	2 Individual Names on File
Last Sale	$403,000 (Nov 2005)
Tax Bill	$7,195 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`B:021 L:296 S:023`

Property Details

APN / Parcel Number

Primary APN	`B:021 L:296 S:023`
Alternative APN	`LYNN M:021 B:296 L:023`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,418 sqft Living Area
Gross Area	3,802 sqft
Basement Area	885 sqft
Unfinished Basement	885 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1963
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,025 sqft (0.092 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	819 SUMMER ST
City	LYNN
State	MA
Zip	01905-3306
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R2
Legal Block	296
Legal Lot Number	23
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4002
Census Tract	205700

Owner

819 Summer St, a triplex, is owned and occupied by two individuals who bought it in November 2005.

Source: Essex County and Lynn City records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	819 SUMMER ST, LYNN, MA 01905-3306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2005 · Amount on File
Deed Sale	Nov 3, 2005 · Amount on File
Prior Sale	Oct 20, 2003 · Amount on File
Deed Book / Page	25040 / 86
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	819 SUMMER ST, LYNN, MA 01905-3306
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0042902-60
Date	Aug 21, 2025
Book Page	42902/60
Instrument	20250821002840

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 819 Summer St was $7,195, up 0.7% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,195.00 (+0.66%)	$694,500 (+2.31%) Land $194,400 Building $500,100
2024	$7,148.00 (-0.58%)	$678,800 (+5.27%) Land $180,700 Building $498,100
2023	$7,190.00	$644,800 Land $199,900 Building $444,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 819 Summer St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1991)
Most Recent Claim	Oct 1991 · Coastal Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 819 Summer St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20