Middlesex County and Lowell City property record for 819 Stevens St, Lowell, MA 01851
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,752 sqft · built 1942 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Mar 2017) |
| Tax Bill | $5,771 (2026) |
| Deeds & Mortgages | May 2021 Refinance Dec 2025 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H00350 |
| Primary APN | H00350 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,752 sqft Living Area |
| Gross Area | 3,390 sqft |
| 1st Floor Area | 780 sqft |
| Attic | Attic |
| Attic Area | 720 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | H00350 |
|---|---|
| Street Address | 819 STEVENS ST |
| City | LOWELL |
| State | MA |
| Zip | 01851-4929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Block | 5525 |
| Legal Lot Number | 819 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 311600 |
819 Stevens St is owned and occupied by an individual who bought it in March 2017.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 819 STEVENS ST, LOWELL, MA 01851-4929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Dec 19, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIGITAL FCU |
| Nov 28, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Mar 7, 2017 | Quit Claim Deed, Transfer RANDOLPH SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2017 · Amount on File |
| Deed Sale | Mar 7, 2017 · Amount on File |
| Prior Sale | Jun 26, 2014 |
| Deed Book / Page | 30956 / 75 |
| Transfer Doc | 31677-284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 819 STEVENS ST, LOWELL, MA 01851-4929 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0035794-21 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 35794/21 |
| Instrument | 30979 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 819 STEVENS ST, LOWELL, MA 01851-4929 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039751-233 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | 39751/233 |
| Instrument | 41253 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2046 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Nov 28, 2017 |
| Property Address | 819 STEVENS ST, LOWELL, MA 01851-4929 |
| Document Number | 31677-284 |
| Book / Page | 31677 / 284 |
| Instrument | 53272 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $35.73 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 819 STEVENS ST, LOWELL, MA 01851-4929 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Mar 7, 2017 |
| Property Address | 819 STEVENS ST, LOWELL, MA 01851-4929 |
| Document Number | 30956-75 |
| Book / Page | 30956 / 75 |
| Instrument | 9615 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32.68 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 309560077 |
|---|---|
| Date | Mar 7, 2017 |
| Instrument | 30956/0077 |
| Name | RANDOLPH SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 7, 2047 |
The 2026 property tax bill for 819 Stevens St was $5,771, up 6.3% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,771.00 (+6.32%) | $508,500 (+7.55%) Land $192,900 Building $315,600 | $505,188 (+38.09%) |
| 2025 | $5,428.00 (+2.53%) | $472,800 (+6.37%) Land $180,300 Building $292,500 | $365,845 (+1.5%) |
| 2024 | $5,294.00 (+6.37%) | $444,500 (+10.93%) Land $168,600 Building $275,900 | $360,430 |
| 2023 | $4,977.00 | $400,700 Land $146,600 Building $254,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 819 Stevens St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 819 Stevens St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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