Custer County property record for 819 Stephen Dr, Westcliffe, CO 81252
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,200 sqft · built 2009 |
| Lot Size | 9.25 acres (402,930 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Aug 2026) |
| Tax Bill | $1,388 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Aug 2026 Sale & Construction Loan + 1 more |
| APN | 0010091350 |
| Primary APN | 0010091350 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Heated Area |
| Gross Area | 3,248 sqft |
| 1st Floor Area | 1,200 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 402,930 sqft (9.25 acres) |
| Garage Type | Attached |
| Garage Area | 1,024 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Wood |
| Street Address | 819 STEPHEN DR |
|---|---|
| City | WESTCLIFFE |
| State | CO |
| Zip | 81252-9541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 34 SILVER CLIFF HEIGHTS SUB 13 |
| Legal Subdivision | SILVER CLIFF HEIGHTS |
| Legal Lot Number | 34 |
| Jurisdiction | CUSTER CO |
| Township / Civil Division | WESTCLIFFE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 970102 |
819 Stephen Dr is owned and occupied by two individuals who bought it in August 2026.
Source: Custer County records, as of September 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 819 STEPHEN DR, WESTCLIFFE, CO 81252-9541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2026 | Bargain and Sale Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN |
| Aug 24, 2026 | Warranty Deed, Construction Loan · Construction Mortgage BANK |
| Jul 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2026 · Amount on File |
| Deed Sale | Aug 24, 2026 · Amount on File |
| Prior Sale | Apr 20, 2015 · Amount on File |
| Deed Document Number | 2026255732 |
| Prior Transfer Date | Aug 8, 2024 |
| Prior Transfer Doc | 0000251098 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CUSTER CO |
| Recording Date | Aug 24, 2026 |
| Property Address | 819 STEPHEN DR, WESTCLIFFE, CO 81252-9541 |
| Document Number | 0000255731 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 2026255731 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 819 STEPHEN DR, WESTCLIFFE, CO 81252-9541 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUSTER CO |
| Recording Date | Aug 24, 2026 |
| Property Address | 819 STEPHEN DR, WESTCLIFFE, CO 81252-9541 |
| Document Number | 0000255732 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 2026255732 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 2, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,898.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 819 STEPHEN DR, WESTCLIFFE, CO 81252-9541 |
| Document Number | 0000255732, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 2026255732 |
| Name | BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUSTER CO |
| Property Address | 819 STEPHEN DR, WESTCLIFFE, CO 81252-9541 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 242382 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 242382 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 819 Stephen Dr was $1,388.
Source: Custer County assessment roll, as of June 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Custer County |
| Unified School District | Custer County School District C-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,388.00 | $20,540 | $328,655 |
| 2023 | $1,169.00 (+39.17%) | $22,030 (+68.94%) | $328,846 (+80.22%) |
| 2022 | $840.00 | $13,040 Land $1,980 Building $11,060 | $182,467 Land $27,750 Building $154,717 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 819 Stephen Dr.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 819 Stephen Dr is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 79% of Colorado |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
4G LTE (outdoors only), no 5G reported
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