819 Sly St, Sturgis, SD 57785 Property Records

Meade County property record for 819 Sly St, Sturgis, SD 57785

Property Summary

Property Type	Single Family Home
Details	2 bd · built 1938
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Jan 2021)
Tax Bill	$2,466 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Mar 2023 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`01.60.08.07`

Property Details

APN / Parcel Number

Primary APN	`01.60.08.07`

Interior

Bedrooms	2 Beds

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	18,731 sqft (0.43 acres)

Location & Zoning

Street Address	819 SLY ST
City	STURGIS
State	SD
Zip	57785-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED
Legal Subdivision	FT MEADE ADD
Legal Block	8
Legal Lot Number	7-12
Jurisdiction	MEADE SD
Township / Civil Division	STURGIS
Census Block Group	3
Census Block	3010
Census Tract	20402

Owner

Source: Meade County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	819 SLY ST, STURGIS, SD 57785-1628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2017	Deed of Trust, Mortgage · ARM UNITED MILITARY MORTGAGE LLC
Mar 3, 2023	Deed of Trust, Mortgage · Line of Credit BLACK HILLS FCU
Jul 3, 2025	Warranty Deed, Transfer
Jan 27, 2021	Personal Representative Deed, Transfer · FHA Mortgage OPEN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2021 · Amount on Record
Deed Sale	Jan 27, 2021 · Amount on Record
Deed Document Number	2021696
Deed Book / Page	934 / 794
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	819 SLY ST, STURGIS, SD 57785-1628
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000888/212
Date	Apr 10, 2017
Book Page	888/212
Instrument	17002115

Lender

Name	UNITED MILITARY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2020
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.25%
Index	1-Year LIBOR
Max Rate	7.25%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	819 SLY ST, STURGIS, SD 57785-1628
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00972/1600
Date	Mar 3, 2023
Book Page	972/1600
Instrument	23001146

Lender

Name	BLACK HILLS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2038

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Jul 3, 2025
Property Address	819 SLY ST, STURGIS, SD 57785-1628
Document Number	000993/607
Book / Page	993 / 607
Instrument Date	Jun 30, 2025
Instrument	25003772
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	819 SLY ST, STURGIS, SD 57785-1628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 SLY ST, STURGIS, SD 57785-1628

January 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MEADE SD
Recording Date	Jan 27, 2021
Property Address	819 SLY ST, STURGIS, SD 57785-1628
Document Number	000934/794
Book / Page	934 / 794
Instrument Date	Jan 26, 2021
Instrument	21000696
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 SLY ST, STURGIS, SD 57785-1628

Mortgage

Document Number	000941/678
Date	Jan 27, 2021
Book Page	941/678
Instrument	21000697

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Municipality	Sturgis City
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,466.00 (+8.25%) Additional exemption filed	$1,111,240 (+555.27%) Land $68,062 Building $1,043,178	$181,659 Land $68,062 Building $113,597
2024	$2,278.00 (-3.52%) Additional exemption filed	$169,586 (-) Land $68,062 Building $101,524
2023		$169,586 Land $68,062 Building $101,524
2022	$2,361.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 41% of South Dakota
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 7,020 people · EPA ID SD4600321
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Wisp West Fixed Wireless	100 / 20

May also be available: Verizon.

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