819 S Summit Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 819 S Summit Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,392 sqft · built 1914
Lot Size	0.135 acres (5,898 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Mar 2026)
Tax Bill	$2,942 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-20-280-007-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-20-280-007-000`
Alternative APN	`38728`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,392 sqft Finished Area
1st Floor Area	696 sqft
Upper Floors Area	696 sqft
Basement Area	576 sqft
Finished Basement	288 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,898 sqft (0.135 acres)
Lot Dimensions	134 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	38728
Street Address	819 S SUMMIT AVE
City	SIOUX FALLS
State	SD
Zip	57104-4740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 5 LEWIS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	LEWIS ADDN
Legal Block	5
Legal Lot Number	6
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1009
Census Tract	1502

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	819 S SUMMIT AVE, SIOUX FALLS, SD 57104-4740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2019	Deed of Trust, Mortgage · Line of Credit CORTRUST BANK NA
Oct 11, 2023	Deed of Trust, Mortgage · Line of Credit CORTRUST BANK NA
Dec 23, 2013	Deed of Trust, Mortgage · Line of Credit CORTRUST BANK NA
Mar 17, 2026	Warranty Deed, Transfer · FHA Mortgage FIRST PREMIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2026 · Amount on Record
Deed Sale	Mar 17, 2026 · Amount on Record
Deed Document Number	2026153920
Deed Book / Page	637-D / 301
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	819 S SUMMIT AVE, SIOUX FALLS, SD 57104-4740
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1853MTG/0363
Date	Jan 11, 2019
Book Page	1853 MTG/0363

Lender

Name	CORTRUST BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	819 S SUMMIT AVE, SIOUX FALLS, SD 57104-4740
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 S SANDBERG CIR 5, 5, SIOUX FALLS, SD 57110-8000

Mortgage

Document Number	MTG1976/110
Date	Oct 11, 2023
Book Page	MTG 1976/110

Lender

Name	CORTRUST BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	819 S SUMMIT AVE, SIOUX FALLS, SD 57104-4740
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 S SANDBERG CIR, SIOUX FALLS, SD 57110-8000

Mortgage

Document Number	001749/994
Date	Dec 23, 2013
Book Page	1749/994
Instrument	336254

Lender

Name	CORTRUST BANK NA
Type	Seller
Address	2101 S MINNESOTA AVE, SIOUX FALLS, SD 57105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 22, 2018

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Mar 17, 2026
Property Address	819 S SUMMIT AVE, SIOUX FALLS, SD 57104-4740
Document Number	DEED637/301
Book / Page	DEED637 / 301
Instrument Date	Mar 6, 2026
Instrument	153920
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 S SANDBERG CIR, SIOUX FALLS, SD 57110-8000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	819 S SUMMIT AVE, SIOUX FALLS, SD 57104-4740

Mortgage

Document Number	0000201318
Date	Mar 17, 2026
Instrument	2013/18

Lender

Name	FIRST PREMIER BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,300 (+7.03%) Land $26,500 Building $163,800	$190,300 Land $26,500 Building $163,800
2025	$2,942.00	$177,800 (+5.77%) Land $26,500 Building $151,300
2024	$2,942.00 (+12.42%)	$168,100 (+20.07%) Land $26,500 Building $141,600
2022	$2,617.00	$140,000 Land $25,500 Building $114,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Midco.

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