819 Pine Needle Ln, Joliet, IL 60432 Property Records

Will County property record for 819 Pine Needle Ln, Joliet, IL 60432

Property Summary

Property Type	Single Family Home
Details	3 bd · built 2002
Lot Size	0.23 acres (9,828 sqft)
Owner	2 Individual Names on File
Last Sale	$277,000 (Jul 2021)
Tax Bill	$7,265 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-08-06-401-063`

Property Details

APN / Parcel Number

Primary APN	`15-08-06-401-063`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	2 Stories

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Split Level
Lot Area	9,828 sqft (0.23 acres)
Lot Dimensions	156 ft deep x 63 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	819 PINE NEEDLE LN
City	JOLIET
State	IL
Zip	60432-0719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 IN PINE NEEDLE SUB., A RESUB OF PRT OF LOTS 14 15 IN ARTHUR T. MC INTOSH CO.'S PILCHER PARK FARMS, BEING A SUB OF PR
Legal Range	11E
Legal Township	35N
Legal Section	06
Legal Subdivision	PINE NEEDLE
Legal Lot Number	19
Jurisdiction	WILL IL
Township / Civil Division	NEW LENOX
Census Block Group	2
Census Block	2028
Census Tract	881108

Owner

819 Pine Needle Ln is owned and occupied by two individuals who bought it in July 2021.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	819 PINE NEEDLE LN, JOLIET, IL 60432-0719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jul 28, 2021	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on File
Deed Sale	Jul 28, 2021 · Amount on File
Prior Sale	Feb 2, 2007 · Amount on File
Deed Document Number	202182705
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	819 PINE NEEDLE LN, JOLIET, IL 60432-0719
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 PINE NEEDLE LN, JOLIET, IL 60432-0719

Mortgage

Document Number	0000041039
Date	Aug 11, 2023
Instrument	R2023041039

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	94101

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jul 28, 2021
Property Address	819 PINE NEEDLE LN, JOLIET, IL 60432-0719
Document Number	0000082705
Map Reference	DOC R2001-8779
Instrument Date	Jun 10, 2021
Instrument	R2021082705
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	819 PINE NEEDLE LN, 819, JOLIET, IL 60432-0719

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	819 PINE NEEDLE LN, JOLIET, IL 60432-0719

Mortgage

Document Number	0000082706
Date	Jul 28, 2021
Instrument	R2021082706

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 819 Pine Needle Ln was $7,265.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	New Lenox Township
Municipality	Joliet City
Secondary School District	Joliet Township High School District 204 (09 - 12)
Elementary School District	New Lenox School District 122 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,265.00	$94,868 (+6.9%) Land $25,366 Building $69,502	$284,604 (+6.9%) Land $76,098 Building $208,506
2024		$88,745 Land $23,729 Building $65,016	$266,235 Land $71,187 Building $195,048
2022	$6,283.00 Homeowner's exemption	$74,526 Land $19,927 Building $54,599	$223,578 Land $59,781 Building $163,797

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 819 Pine Needle Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1981–2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 819 Pine Needle Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Bertram Communications, Verizon.

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