Union County and Union Township property record for 819 Niles Rd, Union, NJ 07083
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | built 1957 |
| Lot Size | 0.123 acres (5,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $327,000 (Nov 2017) |
| Deeds & Mortgages | Oct 2026 Line of Credit Aug 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-04016-0000-00012 |
| Primary APN | 19-04016-0000-00012 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 5,340 sqft (0.123 acres) |
| Lot Dimensions | 104 ft deep x 51 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 819 NILES RD |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-6705 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Description | FACILITY NAME: DISABLED VETERAN |
| Legal Subdivision | NILES PARK |
| Legal Block | 4016 |
| Legal Lot Number | 12 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 33000 |
819 Niles Rd is owned by two individuals who bought it in November 2017.
Source: Union County and Union Township records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 819 NILES RD, UNION, NJ 07083-6705 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2026 | Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION |
| Aug 12, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 19, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 29, 2019 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Nov 28, 2017 | Grant Deed, Transfer · VA Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2017 · Amount on File |
| Deed Sale | Nov 28, 2017 · Amount on File |
| Prior Sale | Mar 23, 2001 · Amount on File |
| Deed Document Number | 2017294045 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 9, 2026 |
| Property Address | 819 NILES RD, UNION, NJ 07083-6705 |
| Document Number | 0000098144 |
| Book / Page | 15868 / 2040 |
| Instrument Date | Oct 1, 2026 |
| Instrument | 202698144 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 819 NILES RD, UNION, NJ 07083-6705 |
| Document Number | 0000098144, |
|---|---|
| Date | Oct 9, 2026 |
| Book Page | 15868/2040 |
| Instrument | 202698144 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 27, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 819 NILES RD, UNION, NJ 07083-6705 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | WFG LENDERS SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0147452781 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 14745/2781 |
| Instrument | 696568 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 819 NILES RD, UNION, NJ 07083-6705 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0151072903 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 15107/2903 |
| Instrument | 25543 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 819 NILES RD, UNION, NJ 07083-6705 |
| Document Number | 0145532332 |
| Instrument Date | Apr 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 819 NILES RD UNION NJ 070836705, UNION, NJ 07083-6705 |
| Document Number | 0145532332 |
|---|---|
| Date | May 6, 2019 |
| Book Page | 014553/002332 |
| Instrument | 672215 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 5, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Nov 28, 2017 |
| Property Address | 819 NILES RD, UNION, NJ 07083-6705 |
| Document Number | 0062302048 |
| Book / Page | 006230 / 002048 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 294045 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $327.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 819 NILES RD UNION NJ 070836705, UNION, NJ 07083-6705 |
| Document Number | 143702190 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 014370/002190 |
| Instrument | 649933 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 27, 2047 |
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $48,500 (-) Land $20,400 Building $28,100 | $48,500 (-) Land $20,400 Building $28,100 |
| 2025 | $48,500 Land $20,400 Building $28,100 | $48,500 Land $20,400 Building $28,100 |
| 2023 | $48,500 Land $20,400 Building $28,100 | $48,500 Land $20,400 Building $28,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 819 Niles Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 24 (1978–2021) |
| Claims Outside the SFHA | 4 of 24 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 819 Niles Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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