819 Morningside Dr, Naperville, IL 60563 Property Records

DuPage County property record for 819 Morningside Dr, Naperville, IL 60563

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,436 sqft · built 1984
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$426,000 (Jun 2023)
Tax Bill	$7,269 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-12-425-008`

Property Details

APN / Parcel Number

Primary APN	`07-12-425-008`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,436 sqft Living Area
Gross Area	1,736 sqft
1st Floor Area	1,116 sqft
Basement Area	620 sqft
Finished Basement	320 sqft
Unfinished Basement	300 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Tri-Level
Exterior Material	Concrete
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	12.1 ft deep x 6 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	819 MORNINGSIDE DR
City	NAPERVILLE
State	IL
Zip	60563-3041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MILEDJE FARM SUB P.U.D. ALL
Legal Subdivision	MILEDJE FARM SUB
Legal Lot Number	69
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	4
Census Block	4004
Census Tract	846404

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	819 MORNINGSIDE DR, NAPERVILLE, IL 60563-3041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAY MORTGAGE SERVICES INC
Jun 9, 2023	Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 9, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 8, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2023 · Amount on Record
Deed Sale	Jun 9, 2023 · Amount on Record
Prior Sale	Mar 6, 2014 · Amount on Record
Deed Document Number	202335828
Prior Transfer Date	Jan 20, 2020
Prior Transfer Doc	0000010185
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Recording Date	Apr 24, 2026
Property Address	819 MORNINGSIDE DR, NAPERVILLE, IL 60563-3041
Document Number	0000026909
Instrument Date	Apr 17, 2026
Instrument	202626909
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 MORNINGSIDE DR, NAPERVILLE, IL 60563-3041

Mortgage

Document Number	0000026909,
Date	Apr 24, 2026
Instrument	202626909

Lender

Name	BAY MORTGAGE SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Jun 9, 2023
Property Address	819 MORNINGSIDE DR, NAPERVILLE, IL 60563-3041
Document Number	0000035828
Map Reference	DOC R76-28801
Instrument Date	May 30, 2023
Instrument	R2023-035828
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$426.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160S S MUNICIPAL DR, SUGAR GROVE, IL 60554-6902

Mortgage

Document Number	0000035829
Date	Jun 9, 2023
Instrument	R2023-035829

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	819 MORNINGSIDE DR, NAPERVILLE, IL 60563-3041
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107343
Date	Jul 15, 2021
Instrument	R2021-107343

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	819 MORNINGSIDE DR, NAPERVILLE, IL 60563-3041
Document Number	0000080441
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 MORNINGSIDE DR NAPERVILLE IL 605633041, NAPERVILLE, IL 60563-3041

Mortgage

Document Number	0000080441
Date	Jul 28, 2020
Instrument	80441

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	819 MORNINGSIDE DR, NAPERVILLE, IL 60563-3041
Document Number	0000093544
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 MORNINGSIDE DR NAPERVILLE IL 605633041, NAPERVILLE, IL 60563-3041

Mortgage

Document Number	0000093544
Date	Oct 16, 2019
Instrument	93544

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	324 Months
Due	Oct 15, 2046

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,269.00 (+4.92%)	$132,670 (+9.67%) Land $49,614 Building $83,056	$398,010 (+9.67%) Land $148,842 Building $249,168
2024	$6,928.00 (+11.54%)	$120,972 (+18.44%) Land $45,239 Building $75,733	$362,916 (+18.44%) Land $135,717 Building $227,199
2022	$6,211.00 Homeowner's exemption	$102,140 (+3.7%) Land $37,930 Building $64,210	$306,420 (+3.7%) Land $113,790 Building $192,630
2021		$98,500 Land $36,580 Building $61,920	$295,500 Land $109,740 Building $185,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–1996)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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