819 McKinstry Ave, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 819 McKinstry Ave, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 970 sqft · built 1920
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on File
Last Sale$298,650 (Jun 2025)
Tax Bill$3,612 (2026)
Deeds & MortgagesJun 2025 Sale & Mortgage
Jun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN393-00009

Property Details

APN / Parcel Number

Primary APN393-00009
Alternative APN
  • CHIC M:0393 P:00009

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area970 sqft Living Area
Gross Area2,114 sqft
1st Floor Area970 sqft
Basement Area970 sqft
Unfinished Basement970 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number393-00009
Street Address819 MCKINSTRY AVE
CityCHICOPEE
StateMA
Zip01020-1513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group3
Census Block3002
Census Tract811200

Owner

819 McKinstry Ave is owned and occupied by two individuals who bought it in June 2025.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address819 MCKINSTRY AVE, CHICOPEE, MA 01020-1513
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2025Quit Claim Deed, Transfer · FHA Mortgage
SEMPER HOME LOANS INC
Jun 15, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2025 · Amount on File
Deed SaleJun 12, 2025 · Amount on File
Prior SaleJun 15, 2023 · Amount on File
Deed Document Number202526293
Deed Book / Page25899 / 313
Record UpdatedOct 29, 2026

June 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateJun 12, 2025
Property Address819 MCKINSTRY AVE, CHICOPEE, MA 01020-1513
Document Number025899-313
Book / Page25899 / 313
Instrument DateJun 12, 2025
Instrument26293
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address819 MCKINSTRY AVE, CHICOPEE, MA 01020-1513

Mortgage

Document Number0000026294
DateJun 12, 2025
Instrument26294
Lender
NameSEMPER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

Mortgage

Document Number025899-331
DateJun 12, 2025
Book Page25899/331
Instrument26295
Lender
NameSEMPER HOME LOANS INC
TypeMortgage Company
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term121 Months
DueJul 1, 2035

June 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateJun 15, 2023
Property Address819 MCKINSTRY AVE, CHICOPEE, MA 01020-1513
Document Number00025043-5
Book / Page25043 / 5
Instrument DateJun 15, 2023
Instrument27255
Transaction TypeTransfer
Record UpdatedJul 3, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address819 MCKINSTRY AVE, CHICOPEE, MA 01020-1513

Mortgage

Document Number0000027256
DateJun 15, 2023
Instrument27256
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 819 McKinstry Ave was $3,612, up 6% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,612.00 (+6.05%)$237,000 (+5.47%) Land $88,000 Building $149,000$262,730 (-2.07%)
2025$3,406.00 (+5.38%)$224,700 (+2.6%) Land $84,000 Building $140,700$268,280
2024$3,232.00 (+8.27%)$219,000 (+11.17%) Land $82,400 Building $136,600
2023$2,985.00$197,000 Land $74,900 Building $122,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 819 McKinstry Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 819 McKinstry Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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