819 Kentucky Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 819 Kentucky Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,250 sqft · built 1918
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$22,500 (Apr 2014)
Tax Bill	$2,483 (2025)
Deeds & Mortgages	Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0102-0160`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0102-0160`
Alternative APNs	`263001000101020160` `77446`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	1,250 sqft Living Area
Gross Area	1,280 sqft
1st Floor Area	610 sqft
Upper Floors Area	640 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	30 sqft
Deck Area	448 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	819 KENTUCKY AVE
City	SAINT CLOUD
State	FL
Zip	34769-3312
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SR3
Legal Description	ST CLOUD PB B PG 34 BLK 102 LOTS 16 & 17 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	102
Legal Lot Number	16
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1035
Census Tract	43500

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8265 SW 184TH TER, CUTLER BAY, FL 33157-7322
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2014 · Amount on Record
Deed Sale	Apr 2, 2014 · Amount on Record
Prior Sale	Apr 2, 2014 · Amount on Record
Deed Document Number	201446077
Deed Book / Page	4590 / 909
Last Transfer Date	Jun 29, 2022
Transfer Doc	0062660170
Record Updated	Jun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Aug 9, 2022
Property Address	819 KENTUCKY AVE, SAINT CLOUD, FL 34769-3312
Document Number	0062660170
Book / Page	6266 / 170
Map Reference	MB B PG 33&34
Instrument Date	Jun 29, 2022
Instrument	2022121975
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8265 SW 184TH TER, CUTLER BAY, FL 33157-7322

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	8265 SW 184TH TER, CUTLER BAY, FL 33157-7322

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,483.00 (+6.29%)	$168,300 (+4.08%) Land $53,900 Building $114,400	$168,300 (+4.08%) Land $53,900 Building $114,400
2024	$2,336.00 (+6.33%)
2023	$2,197.00 (+18.05%)	$161,700 (+32.65%) Land $46,200 Building $115,500	$161,700 (+32.65%) Land $46,200 Building $115,500
2022	$1,861.00	$121,900 Land $40,000 Building $81,900	$121,900 Land $40,000 Building $81,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (1994)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20