819 Kachina Loop, Harker Heights, TX 76548 Property Records

Bell County property record for 819 Kachina Loop, Harker Heights, TX 76548

Property Summary

Property Type	Single Family Home
Details	3,131 sqft · built 2009
Lot Size	0.51 acres (22,242 sqft)
Owner	Individual Name on File
Tax Bill	$4,509 (2023)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0912882841`

Property Details

APN / Parcel Number

Primary APN	`0912882841`
Alternative APNs	`394245` `824830`

Interior

Stories	2 Stories
Building Area	3,131 sqft Living Area
Gross Area	3,132 sqft
1st Floor Area	1,412 sqft
2nd Floor Area	1,719 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,242 sqft (0.51 acres)
Lot Dimensions	189 ft deep x 118 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	140 sqft
Canopy	112 sqft
Storage Building	120 sqft

Location & Zoning

Account Number	824830
Street Address	819 KACHINA LOOP
City	HARKER HEIGHTS
State	TX
Zip	76548-8817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKIPCHA MOUNTAIN ESTATES PHASE TWENTY THREE, BLOCK 001, LOT 0048
Legal Subdivision	SKIPCHA MOUNTAIN ESTATES PHASE TWENTY TH
Legal Block	1
Legal Lot Number	48
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	2
Census Block	2013
Census Tract	21906

Owner

819 Kachina Loop is owned and occupied by an individual who acquired it in March 2017.

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	435 W IOWA DR, HARKER HEIGHTS, TX 76548-2524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Mar 15, 2017	Vendor's Lien, Transfer · VA Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2017
Deed Sale	Mar 15, 2017
Prior Sale	Sep 2, 2008
Deed Document Number	2017-00010101
Record Updated	Jun 7, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	819 KACHINA LOOP, HARKER HEIGHTS, TX 76548-8817
Document Number	0000036685
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	819 KACHINA LOOP HARKER HEIGHTS TX 765488817, HARKER HEIGHTS, TX 76548-8817

Mortgage

Document Number	0000036685
Date	Jul 21, 2020
Instrument	36685

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2050

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 15, 2017
Property Address	819 KACHINA LOOP, HARKER HEIGHTS, TX 76548-8817
Document Number	0000010101
Map Reference	CAB D SL183B&C
Instrument Date	Mar 1, 2017
Instrument	2017-00010101
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 EAGLE DR, 108, LEESVILLE, LA 71446-2551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 100 P, HARKER HEIGHTS, TX 76548

Mortgage

Document Number	0000010102
Date	Mar 15, 2017
Instrument	2017-00010102

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Harker Heights City
Unified School District	Killeen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,509.00 (-13.04%) Homeowner's exemption	$358,152 Land $43,700 Building $314,452	$358,152 Land $43,700 Building $314,452
2022	$5,185.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 819 Kachina Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 819 Kachina Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARKER HEIGHTS serves 35,957 people · EPA ID TX0140023
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Astound Broadband Fiber	1,500 / 1,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FiberFirst, Nextlink.

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