819 Howe Ave, Mora, MN 55051 Property Records

Kanabec County property record for 819 Howe Ave, Mora, MN 55051

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 1,444 sqft · built 1910
Lot Size	7.39 acres (321,908 sqft)
Owner	Individual Name on Record
Tax Bill	$4,782 (2026)
Deeds & Mortgages	Nov 2021 Mortgage May 2019 Mortgage + 2 more
APN	`22-00435-00`

Property Details

APN / Parcel Number

Primary APN	`22-00435-00`
Alternative APN	`7793`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,444 sqft Adjusted Area
1st Floor Area	2,294 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	321,908 sqft (7.39 acres)
Garage Type	Pole Building Garage
Garage Area	1,566 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Shed	1 Shed
Shed Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Account Number	7793
Street Address	819 HOWE AVE
City	MORA
State	MN
Zip	55051-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 OF NW1/4 N 806' THEREOF EX W 248' OF N 885' & EX E 683' OF S 773' OF N 806' OF SAID NW1/4 OF NW1/4; SUBJ TO
Legal Range	24
Legal Township	39
Legal Section	13
Jurisdiction	KANABEC MN
Township / Civil Division	MORA
Census Block Group	3
Census Block	3016
Census Tract	480300

Owner

Source: Kanabec County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	819 HOWE AVE, MORA, MN 55051-1606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
May 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Dec 17, 2019	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC
May 25, 2018	Deed, Transfer · Conventional Mortgage NEIGHBORHOOD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2019
Deed Sale	Dec 17, 2019
Prior Sale	May 25, 2018 · Amount on Record
Deed Document Number	2019268660
Prior Transfer Date	May 21, 2018
Prior Transfer Doc	262996
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANABEC MN
Property Address	819 HOWE AVE, MORA, MN 55051-1606
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	TITLE SMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	276591
Date	Nov 5, 2021
Instrument	276591

Lender

Name	BAY EQUITY LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANABEC MN
Property Address	819 HOWE AVE, MORA, MN 55051-1606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	266236
Date	May 8, 2019
Instrument	266236

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANABEC MN
Recording Date	Dec 17, 2019
Property Address	819 HOWE AVE, MORA, MN 55051-1606
Document Number	268660
Instrument Date	Oct 24, 2019
Instrument	268660
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	EAST CENTRAL TITLE LLC, EAST CENTRAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 HOWE AVE, MORA, MN 55051-1606

Mortgage

Document Number	268661
Date	Dec 17, 2019
Instrument	268661

Lender

Name	BAY EQUITY LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	KANABEC MN
Recording Date	May 25, 2018
Property Address	819 HOWE AVE, MORA, MN 55051-1606
Document Number	262996
Instrument Date	May 21, 2018
Instrument	262996
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	ABSOLUTE TITLE

Transaction

Amount	Amount Recorded
Tax	$249.42
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	819 HOWE AVE, MORA, MN 55051-1606

Mortgage

Document Number	262997
Date	May 25, 2018
Instrument	262997

Lender

Name	NEIGHBORHOOD NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6%

Tax Assessment & Valuation

Source: Kanabec County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Kanabec County
Municipality	Mora City
Unified School District	Mora Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,782.00 (+5.28%) Homeowner's exemption Senior Citizen's exemption	$337,900 (+11.19%) Land $115,600 Building $222,300	$337,900 (+11.19%) Land $115,600 Building $222,300
2025	$4,542.00 (+2.95%) Homeowner's exemption	$303,900 (+8.3%) Land $81,700 Building $222,200	$303,900 (+8.3%) Land $81,700 Building $222,200
2023	$4,412.00	$280,600 Land $81,700 Building $198,900	$280,600 Land $81,700 Building $198,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mora serves 3,786 people · EPA ID MN1330001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: ECE Fiber.

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